Senior Director, Risk Jobs

Millions in the U.S. continue to be underserved or ignored by traditional financial institutions. At Stash, an investing app for more than 2 million active subscribers, we are addressing that reality by giving everyday Americans the confidence to take charge of their money and financial future. Our plans—starting at just $3 a month—provide easy and affordable access to a suite of products including investing, banking, education, and advice. Stashers are 18% more financially literate than the average American, and customers rely on Stash’s unique tools, guardrails, and content to learn about money and build wealth for the long-term.

In 2022, we made tremendous steps forward in the Stash customer experience, through the launches of Stash Core, a new banking account experience featuring access to an upgraded Stock-Back® Debit Mastercard®, enhanced customer support, and refreshed benefits, including increased rewards; and expanded access to cryptocurrency through a separate crypto account offering.

Our Talented Team

We are proud to attract phenomenal individuals who share our commitment to unlocking financial opportunity for a new generation of investors. Their unique perspectives, backgrounds, and experiences have helped create a thriving and inclusive culture based on the notion of “Prioritizing People,” a Stash core value.

Let’s solve complex problems and tackle wealth inequality.

As Senior Director of Risk you will identify, evaluate, mitigate and monitor the company’s enterprise risks. This role starts with enhancing the current risk program and expanding it into deeper engagements with business lines, key stakeholders, the executive committee and the Board of Directors.

You will have a critical role of informing the executive leaders and business leaders of the nature and level of the company’s risks relative to its risk appetite to allow for risk informed business decisions , while also driving action to mitigate such risks.

The ideal candidate will have strong business acumen which will be leveraged to define and develop the risk program. This candidate will also apply a contextual application of risk framework, policy, and mitigation strategies within a growth oriented, rapidly maturing, private, regulated fintech.

What You'll Do

• Streamline vendor and third party management process
• Create and implement risk rubric through identification and scoring of current risks
• Create and implement risk assessment program across the firm
• Guide the operations of the firm’s Risk Committee
• Provide risk management guidance for new business and product launches
• Provide an assessment of current state of the program, set the near term roadmap to deliver against the goals of the team
• Define additional responsibilities in line with your definition and development of the risk program you will be leading
• Implement risk and change management governance protocols
• Lead and develop a small enterprise risk management team
• Provide a strong value-add to the leadership team through risk reporting and ad hoc updates on internal and external risks
• Engage and develop relationships with partners across the organization to facilitate risk reporting and support mitigation activities

What We're Looking For

• 8+ years experience in risk & program management with a history of implementing and/or maturing a small program; ideally within fintech, investment adviser and/or broker dealer experience
• Familiarity with implementing controls associated with risk frameworks such as COSO, ISO, NIST
• Capacity to engage at all levels of the organization and with all aspects of Risk requirements, from risk assessment communication to leadership to policy review and individual risk mitigation approaches
• Bonus: experience fostering a risk culture in a rapidly growing private corporation and/or managing enterprise risk in the transition from private to public company
• Strong reporting and communication skills
• Strong program and project management skills, attention to detail and follow through
• Experienced people manager
• Familiarity with first principles thinking

At Stash it is our mission to help everyday Americans invest and build wealth. That includes people of all races, genders, and abilities, so it is important to us to acknowledge and address the issues of inequality in financial services head on.

Diversity and inclusion are essential to living our values, promoting innovation, and building the best products. Our success is directly related to our employees and we believe that our team should reflect the diversity of the customers that we serve. As an Equal Opportunity Employer, Stash is committed to building an inclusive environment for people of all backgrounds.

If you require any reasonable accommodations to make your application process more accessible please reach out to [email protected].

Helping You Invest in Yourself

• Enhanced wellness benefits through Gympass, Headspace, Ginger, and Maven Health
• Equity & Stash Accounts [Invest, Retire, Custodial, Bank]
• Paid Parental Leave ([offerings for birth giving and non-birth giving parents) Primary & Secondary]
• Complimentary subscription to Stash+ account
• Work from home equipment stipends
• Stash Gives donation and volunteerism program through Millie, with an annual company match
• Remote-first work policy – Live and work where you feel the most productive, whether that is in your home, in an office (including our NYC and London offices), or a combination of both. Anywhere in the US or UK.
• Annual education reimbursement benefit Learning & Development Fund
• Comprehensive total rewards package, comprising compensation (base salary, equity, and depending on level, an annual bonus) and health care benefits
• Flexible PTO

External Recognition for Stash

• BuiltIn’s Best Places to Work (2019, 2020, 2021, 2022)
• Fintech Breakthrough Award: Best Personal Finance App (2023)
• Best Digital Bank, Finovate Awards (2020)
• Forbes Fintech 50 (2019, 2020, 2021)
• Tearsheet Challenge Awards, Best Banking Card Product - Stock-Back® Card, 2020
• LendIt Fintech Innovator of the Year (2019 & 2020)
• Comparably's Best Company Awards: Best Places to Work, Best Company Outlook, and Best Engineering Teamfor Diversity, Women, Culture, and more! (20232)

Salary Range: $158k - $237k

The base salary range represents the reasonably anticipated low and high end of the salary range for this position. Actual salaries will vary and will be based on various factors, such as the candidate’s qualifications, skills, experience and competencies, as well as internal equity and alignment with market data for companies of our size and industry.

• No recruiters, please**