Mortgage - Processor (Bilingual Portuguese And/Or Spanish)

PRMG offers competitive compensation and benefits (medical, dental, vision, 401k, holidays, two weeks’ vacation, five sick days, and access to our employee discount programs) for our full-time employees. PRMG is looking for like-minded passionate individuals to join our team. If you are interested in taking the next step in your career, apply now!

Must speak Portuguese and/or Spanish.

• Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application
• Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement
• Types and emails/mails approval and denial letters to applicants
• Submits conditions to Underwriter
• Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e.…title, insurance, appraisal, loan conditions from borrower, etc.)
• Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered
• Submits mortgage loan application file for underwriting approval
• Oversees Jr Loan Processor's duties if applicable to branch
• Is able to complete and generate various loan application forms/disclosures for borrowers
• Verifies, compiles, and inputs/updates application information for mortgage loans
• Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied
• Is able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval
• Uses all required Checklists for Underwriting and Closing Departments
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment
• Is able to run AUS after application data is confirmed to be accurate and meets guidelines
• Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan
• Performs other related duties as assigned
• Recommends that loan not meeting standards be denied or restructured

• Two or more years of loan processing experience or
• Xinnix Training completion for Processing required AND Processing mentor assigned by branch with 2+ years active processing experience

• Organizational skills necessary to prioritize workload
• Excellent communication and interpersonal skills
• Ability to make sound judgments regarding the resolution of customer service issues
• Ability to handle detailed assignments and maintain confidentiality
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative

• High School Diploma or equivalent

• None