Senior Business Banker (Lakewood, Nj Office)

Come work with us:

Metropolitan Commercial Bank, The Entrepreneurial Bank Since 1999, is headquartered in New York City and operates full-service banking centers in Manhattan; Boro Park, Brooklyn; and Great Neck, Long Island. Metropolitan Commercial Bank is a New York State chartered commercial bank, an FDIC member and an equal opportunity lender. The parent company of Metropolitan Commercial Bank, Metropolitan Bank Holding Corp., is a publicly traded company.

Did you know? Metropolitan Commercial Bank was named by Piper Sandler as one of the Bank & Thrift SMS-All Stars for the year 2022!

About the role:

• The Senior Business Banker is responsible for developing new business, underwriting, structuring, and closing of commercial loans, maintaining, and servicing an existing portfolio of loans.

Duties and responsibilities of the job include the following (but is not limited too):

• Adhere to the Bank's credit policies, guidelines and applicable regulatory requirements.
• Attend courses and lectures to maintain and improve credit skills.
• Average range of Commercial Borrowings from $3 million to $15 million
• Lead marketing efforts to develop and enhance the Loan portfolio, through developing and maintaining relationships with clients and referral sources; participate in community and industry events to position the Bank as a premier lending institution.
• Source and develop a book of high-quality C&I borrowing relationships; including but not limited to, Lines of Credit, Term Loans, Owner Occupied Real Estate Mortgages.
• Manage sourced credit portfolio, monitor credit quality and integrity.

Preferred experience, education, and qualifications:

• Minimum 7 years of experience in Business Banking; new business development, deal structuring, underwriting, and portfolio management.
• Prior experience excelling working with traditional middle market C&I companies as a commercial lender and new business development officer.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees, departments, divisions, etc.
• Interact professionally with other employees, customers, vendors and shareholders
• Perform quality work within determined timeframes
• Ability to solicit new business, advise prospects and customers of product lines, determine credit worthiness, and prepare detailed proposals.
• Proven Top Performer as a Business Banker.
• BS or BA degree desired.
• Must have ability to understand and interpret financial statements, provide sound credit guidance regarding sourced business.
• Work on ad-hoc tasks, assignments and projects as needed

Potential Salary: $125,000 - $200,000 annually

This salary range only reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law.

Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.