Consumer Banker Ii (Ross)

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!

If you are interested and qualified for this role, we invite you to apply.

Job Profile Summary

The Consumer Banker will work with existing FFB clients and prospect for new FFB clients to deepen client relationships by both booking business directly and by referring, as appropriate, to internal business partners such as Mortgage, Wealth, Small Business Banker Commercial, and Treasury Management.

Essential Functions/Responsibilities

• Daily activities that align with The First Financial Bank Experience (FFB Experience), including but not limited to:
• Function as client’s personal trusted advisor by adding value and building deep client relationships by utilizing the First Client Conversation Model.
• Support client engagement through active calling, client conversations, and follow up.
• Partner with appropriate internal constituencies to bring appropriate level of expertise to the client whether it is service or solution related
• Consistently meet or exceed sales, service and referral goals as set by management, by effectively collaborating as a team, the District and with lines of business in an effort to assist clients meet their dedicated financial needs.
• The CB is responsible for adherence to all compliance and regulatory procedures.
• Maintain all operational and risk management standards
• Participate and lead in the First Financial Bank Experience by being active in site center huddles and meetings to support sales and service activities.
• Other duties as assigned to assist clients transact business within the branch, drive-thru, by phone and email.
• Ensure client follow up calls are conducted in the proper time frame.
• Model the way for peers and coworkers aligned with First Financials Mission and Values.
• Tracks, reports and communicates business results and activities to their FCM
• Stay informed and up to date on all bank products, processes and procedures and procedures; especially those that are most complex.
• Provide digital assistance and service for clients establishing or in need of support in utilizing the bank’s online offering.
• Perform necessary functions necessary to open accounts, perform maintenance.
• Partner with the District Specialists to execute against retail strategies and objectives to attract, retain and grow core client relationships, fulfill client’s financial needs and provide a fIRST Class Client Experience.
• Run a Teller drawer as deemed necessary by management

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• 3-4 years of experience in coaching and/or mentoring in a retail environment.
• 3-4 years of personal experience in sales and service with previous success in achieving sales and service goals in a retail environment.
• 3-4 years demonstrated prior success with achievement of performance goals.
• High school diploma or general education degree (GED) required.
• 4-5 years related experience and/or training; or equivalent combination of education and experience.

Preferred Knowledge And Skills

• Associate’s or Bachelor’s degree and/or equivalent banking work experience preferred.

Level of Complexity and Scope

• Ability to lead teams as needed.
• Ability to serve a wide variety of client needs according to bank policy and procedures.
• Ability to lead outside sales efforts.

Degree of Independence and Decision-Making

• Follows established guidelines.
• Applies guidelines with proficiency.
• Works with limited supervision.
• Collaborates with senior role or Supervisor.
• Uses subject-matter expertise to advise others.

Required Supervisory Responsibilities

• Supports the management needs of market leadership
• Supports the management needs for the FCM

Physical Requirements

• Frequently sits, stands, walks and drives
• Occasionally lifts and carries up to 50 lbs.
• Frequently lifts and carries up to 10 lbs.

Compliance Statement

• The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

• Consumer Lending Certification: Understanding Credit Reporting, DTI, T-Chart
• WorkLife Banking Certification: Business Management Tool (FirstForce to manage opportunities and relationships)
• Transaction Processing & Regulatory Understanding
• Business Lending Certification: Intro Understanding Business Credit, Underwriting & Products
• Consumer Banking Certification: Intro to Networking, COI and Community Development
• Consumer Deposit Certification: Regulatory, Risk, Legal & Fraud
• Consumer Lending Certification: Loan Application and Communication
• Consumer Banking Certification: Business Management Tool & Resources (FirstForce Training)
• Community Development Certification: Developing COI/relationships with Community Organizations
• Business Deposit Certification: treasury, Public Funds, IOLTA/IOTA, DACA
• Community Development
• Community Development Certification: Understanding Financial Literacy Programs
• WorkLife Banking Certification: Prospecting new WorkLife Opportunities
• Small Business Client Conversation
• Consumer Lending Certification: Regulatory, Risk, Legal & Fraud
• WorkLife
• Consumer Deposit Certification: Estates, Trusts & Power of Attorneys
• Community Development Certification: Facilitating Financial Literacy
• Consumer Lending Certification: Understanding Tax Returns, Financial Statements & Schedules
• Small Business
• Community Development Certification: Give First
• Consumer Lending Certification: Understanding Underwriting & Processing
• Client Conversation Workshop 2.0
• Client Conversation Workshop 1.0
• WorkLife Banking Certification: Facilitating WorkLife Presentations

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.