Loan Portfolio Analyst Jobs

Remote • Product Management

LendKey is transforming a $3.2 trillion consumer lending market by enabling the nation’s 13,000+ community financial institutions to enter and succeed in online lending. Our innovative technology platform enables lenders to quickly create customized online lending programs and leverage our services to build and manage their loan portfolio. [ES1] [GD2] LendKey’s platform is used by hundreds of credit unions and banks and has enabled over 30,000 consumers to save money on student and home improvement loans.

The Loan Portfolio Analyst plays an integral part in LendKey’s efforts to provide exceptional technology. This role serves as the eyes and ears of our technology organization including product, product operations and engineering and will help drive improvements that impact our customers and our technology teams. To succeed in this role, you must leverage quantitative and qualitative information to analyze and identify opportunities to improve all areas of our platforms. This role requires high-level communications skills, a keen sense of urgency, and focus on how their analyses will impact the business.

As a Loan Portfolio Analyst, you will:

• Serve as a liaison between business stakeholders and product team
• Create visual representations of ideas and design to effectively communicate product concepts to cross-functional teams that aligns with OKRs & KPIs
• Leverage process expertise to maximize team & platform-capability delivery
• Execute the sale & servicing of loan participations
• Leverage knowledge of ACH and modern payment technologies
• Collaborate cross-functionally with various internal & external partners to align with business strategy and deliver business value
• Work closely with cross-functional teams, including design, engineering, data, and your stakeholders to ensure product delivery is on time and to specifications
• Lead and participate in daily agile ceremonies & product sprints
• Conduct market research and competitor analysis to stay ahead of industry trends
• Drive requirements for the loan participation platform to:
• Leverage loan & finance industry expertise to inform product decisions
• Leverage expertise in loan participations, marketplaces, & investor servicing
• Act as a Subject Matter Expert for the team’s product(s) & deliverables
• Ensure that the product is accessible, inclusive, & meets compliance standards
• Conduct user research by employing a mix of attitudinal and behavioral methods to gain key insights to deliver customer-aligned product features and capabilities
• Analyze & provide insights for partner loan portfolios
• Breakdown initiatives into manageable bodies of work for the team, set delivery dates to drive results, prioritize capabilities & features, and define product requirements to ensure that the product delivers value to customers.
• Manage the product backlog & prioritize work in alignment with strategy
• Act as the Product Owner for the loan participation platform
• Leverage expertise in interest & fee calculations and accruals

Requirements:

• Experience working both independently & in team environments
• Experience working in financial services, consulting, or system integration
• Ability to adapt tactics & approach to align with strategies & outcomes – startup experience is a plus
• Proven ability to prioritize and make data-driven decisions
• 3+ years of business analyst experience - product management experience preferred
• Experience working in finance & retail and/or consumer lending industries
• Experience working in loan participation, syndication, & whole loan sales
• Experience working closely with engineers & quality assurance
• Excellent communication and interpersonal skills, with the ability to effectively communicate and collaborate with cross-functional teams
• Desire to pursue product management
• Bachelor’s degree in relevant field (e.g., finance, accounting, computer science)
• Strong technical skills the Experience with one or more data and business intelligence tools (e.g., PowerBI, Looker, Tableau, Google Analytics, Qlik, etc.)

Why work for us?

We have a lot to offer those that are looking to take the next step in their career, including:

• Competitive salary and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Growth potential
• Generous vacation and holidays
• Growth potential join a growing fintech
• Company stock options for eligible employees
• Creative and transparent company culture
• Flexible/remote work arrangements

LendKey is an equal opportunity employer and values diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other basis prohibited by applicable state or federal law. LendKey offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process due to a disability, please let us know at [email protected].

If you are a resident of Colorado or New York City, please email [email protected] to receive compensation information for this role. Please be sure to include this posting’s job title in the subject line of the email to help ensure a timely response. Base pay may vary depending on job-related knowledge, skills, and experience. This information is provided in accordance with the Colorado Equal Pay Act and New York City's Pay Transparency Law. It is specific to Colorado and New York City residents may not be applicable to other locations.

About Us

LendKey delivers high quality consumer loans directly to financial institutions through its digital lending-as-a-service model and indirectly through ALIRO by LendKey, an innovative deal network designed to enable financial institutions to buy, sell and broker loans. The platform delivers the technology, servicing, and support that financial institutions need to establish a strong digital lending presence, acquire loans for their balance sheets, and build lifetime relationships with their partners and customers. Lenders optimize their offerings by drawing upon LendKey’s fintech platform for demand generation, online decisioning, loan origination, loan servicing, compliance expertise, risk analytics, and proprietary balance sheet options. LendKey currently services more than $2 billion in loans and has helped community-capital providers deploy over $5 billion in loans since 2009. Visit LendKey for more information.