Credit Finance Underwriting - Analyst

Job Id: 23667091

The position within Citi’s ICM Underwriting Unit works with senior Underwriters and GSP’s Credit Financing business team in the underwriting and administration of a multi-billion-dollar loan portfolio secured by public/private credits. The Analyst supports senior Underwriters in reviewing terms, structures, data, model, documentation related to such financing; overall responsibilities are to:

• Maintain organized credit files for credit, regulatory, and compliance purposes.
• Act as maker/checker for various internal database, oversee the accuracy/completeness of pertinent data, ensure changes to the facilities are reflected uniformly across internal systems.
• Coordinate with the audit manager and senior underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
• Generate internal deal ratings, maintain applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with internal data generation/management guidelines.
• Liaise closely with Private Credit team to accurately maintain comprehensive lists of collateral approvals, pricing adjustments, and advance rate changes.
• Work proactively with Origination, Risk, and other internal constituents to ensure timely execution and internal reporting of new deals, syndication, amendment.
• Assist in preparing initial drafts of credit memos for review by senior Underwriters and their submission for approval by Risk via internal processes and system workflows.
• Review monthly servicer reports for accuracy, collateral eligibility, covenant compliance, and data integrity against reports from third party reports such as collateral agents; keep abreast of asset- and borrower-specific events.
• Validate Borrowing Base model for each new deal and subsequent changes.
• Provide the Origination team with requested historical asset performance data and other ad hoc requests, maintain various internal databases.
• Play an integral role in the approval process for transaction restructuring, amendment, consent and waiver request; serve as delegated contact person with other internal and external constituents such as participating banks, attorneys and external auditors.

Qualification and Experience:

• Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong sense of ownership, diligence, ability to multi-task, eagerness to learn and advance.
• Preferably 1-3 years of credit or operational experience in structured finance/securitization within a financial institution, rating agency, financial guarantor, or asset management firm.
• Proficiency in Excel & Power Point. Strong attention to detail – the role will have support transaction due diligence and documentation of transactions to ensure that all risks and business points are accurately covered and in compliance with internal criteria
• The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Credit Financing team to mitigate credit and operational risks.

Education:

• Bachelor’s/University Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, Mathematics or equivalent experience.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Salary Range:

$83,430.00 - $116,400.00

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