Associate - Leveraged Finance Credit Risk Officer

New York, United States of America

Responsibilities

WHAT YOU WILL BE DOING

• Analyze various risk elements of credit risk, and present written executive summaries to the management of the Credit Department.
• Supports the maintenance of credit quality and provide de feedback to the business unit to ensure consistent and complete credit applications in compliance with internal standards.
• Other credit related works/projects as assigned.
• Supports the review and challenge of the credit application submitted by the front office to ensure underwriting and risk rating are aligned with established underwriting credit standards, approval requirements and other policies and procedures.
• Participate in client due diligence.
• Portfolio Management: supports the review and challenge of the quarterly and annual monitoring for assigned portfolio.

Qualifications

• Minimum 3 years of experience in corporate credit risk. Leverage Lending experience preferred.
• Bachelor's Degree, or equivalent.
• Understanding of corporate credit risk and superior attention to details, ability to quickly focus on the key risk factors and visually present complex concepts.
• 5-9 years of work experience.
• Ability to manage deal volume in a fast-paced environment and analyze the credit application in a short timeframe.
• Knowledge of legal documentation associated with credit risk.

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

For NYC Job Applicants: The base annual salary range for this position is $112,125-$143,750. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Bachelor of Science (BS) English

Primary Location: New York, NY, Madison Ave Corp

Other Locations: New York-New York

Organization: Banco Santander S.A.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

Req1182681