Credit Risk Officer Jobs

· Minimum 5+ year experience in executing end-to-end validation/development of Credit Rating PPNR/CCAR or PD/LGD/EAD models

· Experience in developing/validating methodology for quantitative analysis.

Quantitative Analyst – Credit Risk/PD, LDG, EAD Models

Ph.D./Masters in (Mathematics, Statistics, Financial Engineering, Economics or other Quantitative discipline).

· The candidate would be working on Credit Rating, CCAR, CECL/IFRS9, CCAR/DFAST, Basel-related projects Credit risk portfolios.

· Interact with model governance team on model build and model monitoring.

Adapt product strategy in light of customer feedback and your own experiences

At least five years of data science and/or credit policy experience, ideally within financial services

Develop a thorough understanding of our data, tactics, and products

Work together with the Customer Success team to comprehend our current customer portfolio and engagement models

Promote your initial client communications and meetings

Expand the consulting industry by developing new procedures and content

· Minimum 5+ year experience in executing end-to-end validation/development of Credit Rating PPNR/CCAR or PD/LGD/EAD models

· Experience in developing/validating methodology for quantitative analysis.

Quantitative Analyst – Credit Risk/PD, LDG, EAD Models

Ph.D./Masters in (Mathematics, Statistics, Financial Engineering, Economics or other Quantitative discipline).

· The candidate would be working on Credit Rating, CCAR, CECL/IFRS9, CCAR/DFAST, Basel-related projects Credit risk portfolios.

· Interact with model governance team on model build and model monitoring.

Conduct due diligence visits to clients' premises to evaluate their risk management practices, operations, and infrastructure

8+ Years of Relevant Work Experience working in credit risk, governance, accounting, or finance

Prior experience with due diligence as it relates to hedge funds

Quantitative skills in credit risk, market risk, or trading

Approve new positions or make recommendations to higher authority levels within the credit department

Lead the negotiation of trading documentation, such as ISDA/CSA (International Swaps and Derivatives Association/Credit Support Annex), Prime Brokerage, and Repo Agreements

Intermediate knowledge of all elements of credit risk management, including legal, compliance and US regulations pertaining to lending.

3-5 years of job relevant work experience in a corporate banking function, credit analyst experience strongly preferred.

Excellent analytical and critical thinking skills, with an ability to synthesize large amounts of information and accurately assess complex information.

Must be highly proficient in the use of MS Excel, Word and PowerPoint. Excellent financial modeling/valuation skill.

Recommended years of experience: 3 to 5 years

Provide support in managing and executing transactions from beginning to closing including building and maintaining financial models.

Leads the facilitation, coordination, and arbitration of cross-functional macro level topics within/across programs and with Senior Management.

Directs the communication of status, issue, and risk disposition to all stakeholders, including senior management, on a timely basis.

Identifies stakeholders and key organizations and build and manage relationships.

Directs the creation of multiple programs of work and manage their alignment to business goals.

Works with Program Sponsor to ensure business case/cost benefit analysis is in line with business objectives.

Manages multiple teams or a functional area (depending on size of business).

Prepare a written executive summary and present to Credit Department management

Monitor and supervise problem assets including classified loans and present written memorandum/reports to management

Ensure US Regulatory requirements are met with each application

Manage compliance with internal policies, work-flow procedures, regulations, etc

Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred)

Prior experience interacting with US Regulators (Fed, OCC or FDIC) preferred

Experience with alternative asset managers, namely hedge funds and/or private equity funds.

Knowledge of and experience with negotiating credit points in primary trading legal documentation (ISDA, MRA, PBCA, FCSA, etc.)

Demonstrated commitment to risk management and core values of the organization.

Comply with Wells Fargo's firm values, credit policies & procedures, and the bank's risk management framework.

Extensive knowledge of capital markets and counterparty credit risk, including the major financing and OTC traded products.

Experience with Prime Brokerage, FCM, Repo, Foreign Exchange, and other financing or clearing businesses for leveraged funds.

Presentation of the RPC Opinion to RPC management and to the NYCC.

Contribute to portfolio reviews, preparation of documents for US Risk Committee, audit assessments, loan reviews, or special projects as needed.

Data Quality: verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).

May also be asked to analyze counterparties in different sectors depending on workloads.

Local RPC teams and Front Office teams (USA, Canada, Latam, CIN, GCF, EIG, DAR)

Head Office RPC SCS and Front Office

Deep knowledge and technical proficiency gained through extensive education and business experience.

Builds relationships with lending areas and across risk management.

Aggregates Credit Risk Review intelligence, indentifies issues and reports to Senior Management, various internal committees and/or Boards.

Strong finance and accounting practice skills.

Works collaboratively with internal stakeholders to maximize risk return and improve the customer experience through the lending process.

Broader work or accountabilities may be assigned as needed.

Assessment of eligible sustainable finance transactions from an ESCC risk perspective

Develop and maintain local processes and procedures to assess, manage and oversee ESCC Risks.

5-9 years of general work experience.

International working/academic experiences will be also positively valued

Perform ESCC due diligence on SCIB clients and transactions

Participation in credit risk approval meetings/forum and ESG panels

Education: College degree in Finance, Accounting, Business or related field preferred. Intermediate accounting is required.

Recommends credit alternatives and creative ways to structure credits ensuring that transactions are within portfolio risk standards. Authors credit approval report.

What Our Team Members Are Saying

2 - 4 years of relevant experience in credit analysis or asset/portfolio management

Industry knowledge of Structured Finance and/or Commercial Real Estate Financing

Functional background or relevant experience in asset finance and accounting

Experience in credit analysis, ratings analysis, corporate finance and/or research desired

Strong organizational skills and the ability to manage multiple assignments concurrently

Strong analytical and communication skills, both oral and written

Broad financial product knowledge required, professional experience in credit risk management, market risk management, or with derivatives a plus

Required Qualifications, Skills And Capabilities

Present analyses and recommendations to CRMA leadership, and risk management & front-office decision-making forums

Analyze impact of events to lending values, margin requirements, and clients

Lead reporting and metric design to create new information capabilities

Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science

Underwriting experience in construction financing (particularly affordable housing), and/or, not for profit intermediary lending, and/ or, small business SBA 504 lending

Solid credit underwriting and analytical skills, including sponsor/guarantor financial analysis

Strong organization skills, with an interest in working in a fast-paced environment, often balancing multiple high priority deliverables

Collaborate with CDF business unit on structuring and documenting proposed transactions as needed

Establish, document, and monitor credit ratings and regulatory classifications for new and existing CRA loans, including watchlist and downgrade recommendations

Provide credit and portfolio information and explanations to internal/external auditors and regulators, as needed

Informal management responsibility for Analysts and Associates on the

Solid communication and presentation skills; team player with a

Able to soundly manage the portfolio and justify rationale for recommended transactions

Requires effective communication style and ability to manage multiple priorities - must be a team player

BA Degree in Finance or related major

Structure complex transactions and negotiate credit documentation to

Conduct due diligence visits to clients' premises to evaluate their risk management practices, operations, and infrastructure

8+ Years of Relevant Work Experience working in credit risk, governance, accounting, or finance

Prior experience with due diligence as it relates to hedge funds

Quantitative skills in credit risk, market risk, or trading

Approve new positions or make recommendations to higher authority levels within the credit department

Prepare, review, and approve written counterparty annual reviews and transactional credit proposals

Interacts regularly with management and department leaders.

To the continued enhancement of RISK Corporate monitoring and anticipation capabilities i.e.:

Strong analytical skills and balanced judgement.

Strong communication skills, both verbal and in writing.

to the continued enhancement of RISK Corporate monitoring and anticipation capabilities i.e.:

Able to influence peers and team.

Develop and implement reporting/information delivery/presentations with key stakeholders and senior management within responsible area, including root cause, cost/benefit, and risk analyses.

5+ years' experience in managing fraud, specifically in fraud systems, capabilities, and analytics.

5+ years of experience within the financial services industry.

Prior experience working with card networks and security principles e.g., tokenization.

Ability to successfully manage multiple tasks to ensure operational excellence.

Strong analytical and critical thinking skills combined with strategic business focus.

Minimum of 5 years of credit risk management experience, with exposure to loan underwriting

Present credit views in meetings with senior management and committee members; Escalate issues to CRM senior management

Detect and escalate notable industry trends and recommend appropriate action to senior management

Experience assessing Structure Finance and/or Commercial Real Estate Financing transaction

Strong organizational skills and the ability to manage multiple assignments concurrently

Knowledge of lending, derivatives, and funding products and related lending and trading documentation