Stop Loss Underwriting Consultant

Job Posting End Date: May 18

When you join the team at Unum, you become part of an organization committed to helping you thrive.

Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:

• Performance Based Incentive Plans
• Flexible work environments
• Generous PTO (including paid time to volunteer!)
• Inclusion and diversity as a priority
• Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
• Award-winning culture
• Mental health support
• Career advancement opportunities
• Tuition reimbursement
• Up to 9.5% 401(k) employer contribution
• Student loan repayment options

• All the benefits listed above are subject to the terms of their individual Plans.

And that’s just the beginning…

With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!

Unum is currently looking to hire an Underwriter for our Stop Loss business area. We are looking for an individual with Stop Loss Underwriting experience. In this role, the Stop Loss Underwriter will be making significant contributions to the continued growth of the Stop Loss business.
This role is for individuals who thrive in a data driven environment, and who are energized by building and maintaining strong relationship with external partners.
We are open to candidates working remote full-time.

Principal Duties and Responsibilities

• Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
• Contribute to the development of policies and procedures in support of product development initiatives.
• Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and marketplace influences
• Act as a mentor and coach, providing input to management regarding mentee performance
• Lead and influence others in the organization to support change and drive profitable results
• Demonstrate strong relationship skills with external partners and reinsurance markets
• Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these.

Job Specifications

• Strong organizational skills and ability to handle multiple priorities
• Demonstrated ability to work both independently and in a team environment
• Demonstrated strong understanding of top-line and bottom-line objectives
• Mastery of product provisions, plan designs, pricing and contractual benefits
• Exhibit a strong commitment to quality and personal ownership of results
• Strong creative problem-solving skills
• Excellent technical expertise in risk selection
• Highly skilled in persuasiveness and negotiation
• Mentor and coaching skills
• Bachelor’s degree or equivalent, relevant business experience
• Excellent communication skills, both verbal and written
• Exhibit complete understanding of sales/distribution process and market trends
• Strong critical thinking/analytical reasoning skills

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

$60,800.00-$106,500.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company:

Unum