Staff Risk Analyst, Fair Lending

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Who we are:

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Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation fintech company using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are looking for a results-driven, passionate and engaging leader with prior experience in Fair Lending regulations and analysis. The Staff Risk Analyst role will be part of SoFi’s second line of defense Fair Lending Analytics team. This individual will work closely with SoFi’s Credit Risk and Compliance teams to provide oversight and guidance on the Fair Lending implications of business decisions. This role will also be responsible for keeping abreast of changes and updates to regulations, including, CRA, HMDA, ECOA, FHA, and other regulations as applicable.

By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.

What you’ll do:

The Staff Risk Analyst will help SoFi build Fair Lending Analytics by doing the following:

• Enhance and improve the second line of defense fair lending analytics program
• Incorporate the latest Fair Lending guidance from the governing bodies (CFPB, Federal Reserve, OCC, etc.) into SoFi’s program when updates are provided
• Communicate results effectively to both internal and external partners
• Collaborate with partners across Credit Risk, Compliance and Legal to provide in-depth analyses
• Aggregate and synthesize data sets to perform statistical reviews for disparate impact across portfolios, products and models

What you’ll need:

• Knowledge of Python, SQL and Tableau
• Proven track record of facilitating organization-wide data collection and review with multiple senior level stakeholders
• 5+ years of Fair Lending Analytical experience
• Excellent communication and presentation skills
• Known for being detail-oriented with a demonstrated ability to self-motivate
• Comfort with working in a remote environment, the ambiguity of changing priorities and the flexibility to embrace new ideas within a fast paced environment
• Ability to analyze and interpret rules, regulations and policies
• High-level of initiative to push for excellence, results, and process improvement
• Experienced in statistical data analysis who excels in reviewing a high volume of product level data on a monthly/quarterly basis

Compensation And Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.