Sr Underwriter - Remote

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us and start doing your life's best work.(sm)

The Senior Underwriting position will analyze health benefit plan characteristics through case risk evaluation, and product pricing. They will utilize established underwriting criteria and policies to provide proper rating methodologies. This Senior Underwriter will represent and negotiate fees/rates and plan options to optimize cost-competitive health benefit plans. They will utilize pricing models to assist in the economic analysis of new business and renewal customers.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Negotiate with internal and external partners regarding price, contractual terms, and/or guarantees
• Provide technical subject matter expertise to the sales staff and district offices on new health care proposals
• Develop Fully Insured comparative benefit packages for New Business and Renewals, review claim experience, and apply underwriting guidelines to prepare prospect fees/rates
• Support Marketing in completing request for proposals
• Ability to apply appropriate underwriting criteria and policies to provide proper rating consistent with set guidelines, and assess risk to determine pricing

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 2+ years of experience in healthcare underwriting.
• Proficiency with MS Office suite products (Excel, Word, Powerpoint, etc.)
• Bachelor’s Degree in Math, Finance, Business, related field, or 4+ years work experience in healthcare underwriting or similar roles.

Preferred Qualifications:

• Proven detailed oriented
• Proven excellent organization skills
• Proven effective negotiation skills
• 2+ years of Financial Underwriting experience in healthcare industry

Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.(sm)

California, Colorado, Connecticut, Nevada, New York, Rhode Island, or Washington Residents Only: The salary range for California, Colorado, Connecticut, Nevada, New York, Rhode Island or Washington residents is $56,300 to $110,400. Pay is based on several factors including but not limited to education, work experience, certifications, etc. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.