Commercial Counsel, Payments Jobs

Company Description

Join a movement in which everyone can win. We started a movement in which everyone can win – shoppers, retailers, society and every person on our team. To play fair, trust people and reward them for doing the right thing. We see and feel the impact of our work as more and more people gain financial freedom and retailers grow across the globe.

Founded five years ago in Sydney, Australia, Afterpay has over 11 million active customers globally and more than 64,000 of the world’s best retailers around the world including Anthropologie, Revolve, DSW, GOAT, Finish Line, Levi’s, Mac Cosmetics, Ray-Ban and many others. Afterpay is on a mission to power an economy in which everyone wins.

Afterpay is completely free for customers who pay on time – helping people spend responsibly without incurring interest, fees or extended debt. Afterpay empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control, by splitting payments in four, for both online and in-store purchases. Afterpay is deeply committed to delivering positive outcomes for customers. We are focused on supporting our community of shoppers.

We trust in the next generation and share a vision of a more accessible and sustainable world in which people are rewarded for doing the right thing.

As our Payments attorney, you will play a crucial role in providing legal counsel on a broad range of payment and regulatory matters, with a particular focus on ensuring compliance and facilitating new business opportunities in the payments space. We are specifically seeking someone with in-depth expertise in issuing, acquiring, networks, and partnerships within the payments industry.

You will:

• Structure complex transactions with third parties, working closely with business and tech partners to ensure adherence to legal and regulatory compliance
• Counsel the business on a wide range of payment and regulatory matters, providing day-to-day advice and guidance
• Resolve issues that arise in existing commercial relationships
• Provide ongoing legal counseling on various legal areas, including payment aggregation business
• Draft and negotiate complicated payment, cobrand, and other commercial agreements
• Advise on information security-related aspects and assist in evaluating new business opportunities in the payments industry

Qualifications

You have:

• Proficiency in analyzing and responding to regulatory and compliance matters
• A J.D. with at least 8 years of relevant experience at a leading law firm and/or in-house
• Ability to work autonomously and demonstrate sound, pragmatic judgment in ambiguous situations
• Team-oriented and collaborative approach
• Demonstrated track record of communication and coordination of complex issues and projects with diverse levels of management and employees
• Extensive knowledge of financial services and payments compliance requirements and regulations, including issuing, acquiring, networks, partnerships, data security, and privacy within the payments industry
• Significant experience and strong skills in drafting and negotiating contracts
• Sound and practical business judgment, intellectual creativity, and problem solving skills

Even Better:

• In-house experience at a Fintech or financial services company
• Familiarity with the electronic financial services sector, including knowledge of merchant processing arrangements, buy-now-pay-later models, networks, payment association rules, banking and credit laws, and financial privacy regulations

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $245,100 - USD $299,500

Zone B: USD $227,900 - USD $278,500

Zone C: USD $215,600 - USD $263,600

Zone D: USD $208,400 - USD $254,700

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.

Full-time employee benefits include the following:

• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
• Healthcare coverage (Medical, Vision and Dental insurance)
• Additional Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources
• Paid time off (including 12 paid holidays)
• Retirement Plans including company match
• Paid Life insurance, AD&D, and disability benefits
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
• Employee Stock Purchase Program
• Learning and Development resources
• Paid parental and caregiving leave
• Health Savings Account and Flexible Spending Account

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

US and Canada EEOC Statement

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.