Business Banking Credit Analyst Jobs

Work with Portfolio Management to complete the closing process

Communicate internally as well as with customers directly on financial analysis or account management issues

What We Have To Offer

Assist with the preparation of credit requests on a timely basis providing critical views on the business, amendments and restructures including:

Detail credit issues, performance and industry trends

Analyze compliance with policy and underwriting guidelines and work with PMs to provide recommendations to improve structure and mitigate risks

Bachelor’s degree completed prior to start date (or equivalent experience and up to 1 year experience in a finance/analytical related role)

We’re looking for talent with demonstrated leadership capabilities, strong work ethic, effective communication skills, and intellectual curiosity.

Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system

Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration

Strong written and verbal communication skills

Effective oral and written communication skills

Collaborate closely with Portfolio Managers to support customer relationships. Primary responsibilities will include:

Support Portfolio Managers to manage an assigned portfolio of customer relationships

Assist Portfolio Managers in preparing and presenting credit requests for credit approval

Assist with the completion of other transaction due diligence, receipt of customer's financial reporting requirements, credit metric trends

Strong written and verbal communication skills

Effective oral and written communication skills

1+ year of experience in Finance or related field

Complete other Credit responsibilities and projects including credit references, ad hoc reporting and analysis, etc.

Bachelor degree in Accounting, Finance, Business Administration or related field

Corporate credit and collections experience is beneficial

Strong communication with strong analytical and negotiation skills

Understand global credit policies and procedures to safeguard accounts receivable.

Manage the requirements lifecycle. Assist in estimating work for stories and requirements, track/trace requirements, develop relevant acceptance criteria.

Wants to continuously grow knowledge base and skill set

Primary Responsibilities and Accountabilities :

Comprehensibly understand functions of the systems for which requirements are being created.

Evaluate business processes, anticipate requirements, uncover areas for improvement, support the development and implementation of solutions.

2+ years of professional experience as a Business Analyst.

● Knowledge and experience of Salesforce would be an added advantage

Location: San Ramon, CA (100% REMOTE)

Online Account opening, Customer Onboarding experience.

● Experience in implementing digital solutions would be an advantage

● Experience in digital banking is desirable. Any experience in customer onboarding would be a plus

● Knowledge of core systems and Loan origination system like FIS, Temenos, Fiserv, Jack Henry,

• Defining & Documenting Current & Target state system flow & Business Requirements/JIRAs

• Experience in working as Senior Business Analysts in Commercial Banking with special focus on RISK domain

• Preferred Experience working with Moodys Credit Lens platform or similar Platform

• Knowledge/Exposure to Dual Risk Rating Framework is a plus

• Solid Knowledge of Commercial Banking Risk area related to Customer Ratings & Loan Ratings

• Solid knowledge of key System & business processes in Deposit, Loans area

Defining & Documenting Current & Target state system flow & Business Requirements/JIRAs

Experience in working as Senior Business Analysts in Commercial Banking with special focus on RISK domain

Preferred Experience working with Moodys Credit Lens platform or similar Platform

Knowledge/Exposure to Dual Risk Rating Framework is a plus

Solid Knowledge of Commercial Banking Risk area related to Customer Ratings & Loan Ratings

Solid knowledge of key System & business processes in Deposit, Loans area

Solid understanding of project management principles and methodologies.

Develop and present comprehensive proposals for process improvement, including potential solutions, cost-benefit analysis, and implementation plans.

Monitor and measure process performance post-implementation, ensuring desired outcomes are achieved and benefits realized.

Proven experience as a Business Analyst, preferably with a focus on process improvement.

Strong analytical and problem-solving skills, with the ability to gather and interpret complex data and information.

Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.

Proven experience around requirements management in Agile (INVEST, NFRs, breaking down stories and estimation processes)

Experience in requirement gathering, business documents preparation is must

Knowledge of Omnichannel, Online & Mobile Retail banking

Experienced in Mobile banking and online banking application

Should be experienced in Agile framework – creating user stories, performing agile ceremonies, etc

Should have experience in application UI design and wireframes

Preferred software experience in Azure DevOps, Jira, Axure, Adobe Analytics, Google Tag Manager, and Tealeaf (not mandatory, but beneficial).

Strong organizational skills to manage multiple projects simultaneously.

Preferred experience with Azure DevOps, Jira, Axure, Adobe Analytics, Google Tag Manager, and Tealeaf (not mandatory, but advantageous).

Collaborate with stakeholders to gather and document business requirements, develop functional and technical solution documents, software requirement specifications, and wireframes.

Demonstrate strong organizational skills to handle multiple projects simultaneously.

Experience working with agile methodologies and serving as a Product Owner or Product Lead.

Bachelor's degree with coursework in accounting and finance, or equivalent work experience

One to three years of experience in financial statement and analysis activities

Thorough knowledge of financial statement preparation and analysis

Excellent verbal, written, and interpersonal communication skills

As an Analyst, your primary accountabilities include:

Basic understanding of credit analysis, administration, and policy and procedures

Three or more years of relevant experience in Financial Services and strong knowledge of business lines, products, operations, and technology

Bachelor's degree, or equivalent work experience

Three or more years of related experience

Three or more years of experience in Financial Planning

Strong analytical, organizational, collaboration, and communication skills

Experience with Oracle Financial Applications (Oracle Financial Services Analytical Applications (OFSAA), Hyperion/Essbase)

Gathering and reviewing business requirements from users, and using the requirements to write functional specifications

7+ years of payment systems implementation experience for a large investment bank

Experience working with with payments systems, with Fedwire and Swift being a must

Strong technical capabilities in Microsoft Excel and SQL

Leading payment system enhancements and implementations for the Corporate Banking team

Developing and coordinating User Acceptance Testing and documenting results

Minimum 5-7 years of experience in private bank, commercial credit analysis, financial analysis or similar related functions

Some experience in mortgage underwriting may be considered

Position requires excellent oral and written communication skills

Strong PC skills including Microsoft Office products is required

Experience with Moody's RiskAnalyst and Buker Taxanalysis (or comparable analytical software) is preferred

Bachelor's degree in a business related field

Support change management activities by facilitating user training sessions, preparing user manuals, and providing post-implementation support.

Excellent analytical and problem-solving skills, with the ability to break down complex business problems into manageable components.

Location: Jacksonville FL or Remote

Develop detailed requirement specifications, use cases, and functional design documents to guide development teams.

Work closely with cross-functional teams to translate business requirements into technical specifications and functional designs.

Conduct regular meetings, workshops, and presentations to effectively communicate project progress, gather feedback, and manage expectations.

Understanding of software development lifecycles and project management methodologies.

domain knowledge is a must.

Strong knowledge of business analysis methodologies and tools.

Proficiency in SQL and experience with data visualization tools such as Tableau or Power BI.

Experience with Agile methodologies and working in a collaborative team environment.

Knowledge of industry-standard data privacy and security practices.

Manage and produce various ad-hoc presentations and data projects as required, including regulatory requests.

Key execution and coordination role with CTM, LPM, GLA, Legal, Compliance, GRM, Finance and Tax.

Bachelor's degree with a focus in Business, Economics, Finance, Mathematics or other quantitative fields

Minimum of 2 year of relevant work experience

Excellent interpersonal skills with ability to maintain relationships at all levels within of the organization

Ability to take initiative and function independently balanced with strong team skills