Sector Credit Analyst Jobs

Purpose: Responsible for processing credit requests and annual reviews in the Securitization group.

Key responsibilities:

• Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
• Verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).
• Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
• Warning meetings, audit assessments, loan reviews, or special projects as needed.
• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Paris as appropriate.
• Preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA).Process Phidias.
• May also be asked to analyze counterparties in different sectors depending on workloads.
• Present the risk opinion to the RPC management and the NYCC as necessary.
• Assist in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early

Key Internal contacts

• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise Wide Risk)
• Head Office SCS RPC and Front Office
• Local Front Office teams (Houston, CIN, Transportation, EIG, DOD)

Qualifications/Education

- Bachelor’s degree in Business - Master’s degree a plus

Experience Required:

- 5-15 years of credit experience at a bank and/or a

credit rating agency