Product Lead, Money Management

Company Description
It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay, to provide a better way to send, spend, invest, borrow and save to our 53 million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible. This is our mission, and it’s why working at Cash App means so much more than a job.
Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
Check out our locations, benefits, and more at cash.app/careers!

The Money Management team’s mission is to make Cash App the best place to manage, save, and grow money by making it magically simple and rewarding. In early 2023, we shipped the Savings feature, which allows customers to maintain a separate balance, set a goal, and work toward that goal – including automatically rounding up card transactions into their savings account. Looking forward, we will build on this momentum, including providing new ways for our customers to better understand and grow their money.
The Money Management team is part of our Banking team, which seeks to make Cash App the primary banking platform of choice by making banking services relatable, magically simple, and universally accessible, and is at the core of Cash App’s mission to redefine the world’s relationship with money.
The Job
Our product leaders are customer-obsessed, collaborate intensely with other key disciplines, and always make decisions with an eye towards Cash App’s business as a whole. Successful product leaders are ambitious and resourceful - willing to go the extra mile to empower our teams, and deliver value to our customers.
In this role you will:

• Optimize for execution velocity, making tactical tradeoffs between business priorities and resources
• Work with a full stack team (engineers, designers researchers, data scientists, operations, customer support) on a daily basis to ship innovative and incredible experiences, at scale
• Identify opportunities, develop perspectives, and prioritize the most impactful experiences we should be building for our customers
• Drive effective cross-functional partnership; constantly inspiring and influencing colleagues in Marketing, Brand, Business, Legal, Compliance, Support, Operations, and other Product areas in order to deliver on goals and maximize impact
• Own the ideation, design, implementation and improvement of products which help us advance the Money Management and Banking team’s mission

Qualifications

• A humble and scrappy get-it-done mindset
• 8+ years of product management or related experience
• Able to drive A/B testing, and familiar with analytics/testing tools
• Strong communication skills and ability to work cross-functionally with global teams
• Comfort with ambiguity coupled with the ability to independently solve problems without well-defined direction
• Ability to earn trust from and lead a high performing cross-functional team
• Strong business sense and analytical skills. Basic SQL skills are a plus

Additional Information
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A: USD $202,500 - USD $247,500
Zone B: USD $192,400 - USD $235,200
Zone C: USD $182,300 - USD $222,800
Zone D: USD $172,200 - USD $210,400
To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.
Benefits include the following:

• Healthcare coverage
• Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources
• Paid Life insurance, AD&D. and disability benefits
• Learning and Development resources
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
• Paid parental and caregiving leave
• Paid time off
• Employee Stock Purchase Program
• Retirement Plans including company match

This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.
Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.