Portfolio Manager Jobs

Senior Commercial Portfolio Manager –West Palm Beach, FL

FinTrust Connect has partnered with a leading regional financial services company that is rapidly expanding its credit operations and is looking to hire a Commercial Portfolio Manager in Miami, FL. The Portfolio Manager assists in the assessment of risk and management of the Bank’s loan portfolio by providing analytical and credit oversight and is responsible for the annual review, renewal, loan covenant compliance reviews and financial collection process within assigned loan portfolio.

Why this opportunity?

Culture: This regional bank has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. This is an organization with a market-centric approach that enables you to remain nimble and in tune with the local economy.

Workplace (Remote, On-site, Hybrid): Hybrid in West Palm Beach, FL

Function: Annual reviews, Renewals, Loan covenant compliance reviews, Financial collection process

Requirements:

• Minimum of 5 years’ experience analyzing global cash flow for commercial and individual prospects, borrowers, and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators.
• Minimum of 5 year’ experience preparing all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and preparing packages for approval on all new and existing credits.
• Minimum of 5 years’ experience evaluating pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifying credit risk trends at the customer and portfolio level; notifying manager of risk changes.
• Bachelor (4-year college) degree at least 8 years of experience or equivalent combination of education and experience
• Minimum of 5 years’ experience collecting appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.

Description:

• Meet with current and prospective clients to understand the specific customer requirements and needs.
• Assist in the pricing and structure of new loans and renewals.
• Ensure a 120-day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request, complete loan covenant compliance and annual loan reviews and review findings.
• Answer client questions, ensure all data is accurate for loan underwriting.
• Coordinate closing and booking events.
• Monitor industry trends and analyze specific industry trend data to identify potential areas of risk.