Overview

Who we are

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

Who we’re looking for

Toyota’s Dealer Service Center (DSC) Department is looking for a passionate and highly motivated Credit Analyst – TFS.

The Credit Analyst’s primary responsibilities are to analyze and make decisions to approve, condition, or reject retail and lease credit applications received from automotive dealerships.

The Credit Analyst provides the highest level of service to the dealer body and cultivates and preserves strong relationships with dealership personnel.

This role supports a portfolio that includes TFS/LFS, as well as Mazda Financial Services (MFS), requiring an understanding of the specific criteria and metrics relevant to the portfolio.

What you’ll be doing

• Monitoring dealer trends; identifies and reports adverse issues.
• Cultivating and preserving strong relationships with dealer personnel; solicits and competes for new business, understanding the competitive landscape.
• Evaluating and negotiating deals as necessary to maintain the quality of purchases within established guidelines.
• Ability and willingness to work 3 work schedules: 8am – 5pm, 9am – 6pm & 11am – 8pm, and every other Saturday.
• Collaborating with Funding Team on held offering resolution and credit exceptions.
• Analyzing portfolio performance.
• Partnering with Credit Investigation.

What you bring

• Ability and willingness to work 3 work schedules: 8am – 5pm, 9am – 6pm & 11am – 8pm, and every other Saturday.
• Experience in retail credit, collections, dealership financial statements, and analytical capabilities.
• Relevant years of work experience.
• Bachelor’s degree in business, finance, or related fields of study.

Added bonus if you have

• Work collaboratively with other team members.
• Working knowledge of Microsoft Office Applications (Word, PowerPoint, Excel, etc.).
• Strong verbal, written, and analytical skills.
• Ability to build relationships with a broad audience both internal and external to TFS.
• Strong organizational and stakeholder management skills.

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• Relocation assistance (if applicable).
• Paid holidays and paid time off.
• Comprehensive health care and wellness plans for your entire family.
• Flexible work options based on business needs.
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).
• A work environment built on teamwork, flexibility, and respect.
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute.
• Professional growth and development programs to help advance your career, as well as tuition reimbursement.
• Referral services related to prenatal services, adoption, childcare, schools and more.
• Vehicle purchase & lease programs.

Belonging at Toyota

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong. As a company that has been one of DiversityInc’s Top 50 Companies for Diversity and a member of The Billion Dollar Roundtable supporting minority and woman-owned suppliers for over 10 years, we are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question or need assistance with your application? Please send an email to [email protected].