Credit Risk Underwriting Analyst Jobs in Plano, Collin, Texas

Required Qualifications, Capabilities And Skills

Preferred Qualifications, Capabilities And Skills

Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis

Bachelor's degree with academic training in the principals of accounting, corporate finance capital markets products, and macro economics

Strong analytical/financial modeling ability and excellent accounting and corporate finance expertise

Strong verbal and written communication skills with an interest in client interaction

Accuracy and proficiency in typing and proofreading; excellent organization and time management with the ability to handle multiple tasks and prioritize

2-5 years of related experience

Good communication skills both verbal and listening

Excellent computer skills with proficiency in Microsoft Word, Excel and Outlook

Assist in risk evaluating, rating and quoting for the GL, Auto, XS and WC lines of business for our Energy division

Pre underwrite new business by loss analysis and information gathering including MVR’s and D&B reports

1-4 years of financial analysis or equivalent credit risk management experience focused on financial institution analysis

Working knowledge of general credit, lending, and collateral management principles and practices

Strong written and verbal communication skills to prepare or assist more senior staff in preparing briefings for management

Equivalent education and/or experience may be substituted for any of the above requirements

Conduct ad hoc analysis and provide briefings to department management.

Bachelor's degree in Finance, Accounting, Economics, related field, or equivalent work experience

Bachelor's degree, or equivalent work experience

Eight or more years of job related experience

Considerable knowledge of credit risk, financial and statistical analysis

Considerable knowledge of credit administration, policies and procedures, and regulatory compliance

Effective verbal, written and presentation communication skills

Effective technical report writing skills

Additional Knowledge Skills and Abilities

Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format

Proactively monitor and report relevant changes in origination trends and portfolio performance to management

Querying skills and knowledge in a data warehouse environment

Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activities

Experience with respect to data analysis and spreadsheet modeling and/or reporting

Research and solve more complicated problems and make decisions with supervision of underwriter or manager.

Stay informed and knowledgeable about current industry issues and activities.

Excellent math, analytical and problem-solving skills.

Excellent communication skills, written and verbal.

Gather underwriting information to properly evaluate commercial risks for acceptability within company guidelines. Underwrite for profit.

Review and summarize claims and loss information on individual risks and take the appropriate action.

Required qualifications, capabilities, and skills

Partner with colleagues from Sales & Trading, Coverage, Market Risk, Transition Management, and Legal

Manage client portfolio including limit sizing and maintenance, review of financial reporting, and monitoring of credit covenants

Meet development and training requirements as defined

Undergraduate degree in finance or related field

Strong interest in client interaction and possess outstanding verbal and written communication skills

Articulate a convincing case in support of the risk opinion to Senior Management and Credit Committees

Minimum 3-5 years of previous credit experience that has preferably included the review of trading limits to financial institution counterparties.

Previous experience in a financial institution a plus

Proficiency in MS Office products including extensive knowledge of MS Excel.

Knowledge of internal credit systems.

Strong analytical and critical thinking abilities

Advanced MS Office Suite skills and experience, with an emphasis on Excel

2-4 years of counterparty experience analyzing financial institutions such as mortgage banks

Prior experience in assurance or advisory services for financial institutions

Bachelor’s degree in Accounting or Finance, CFA Level 1 is a plus

Strong interpersonal communication skill with the ability to interact with team members, internal/external customers and senior leadership

Review and assess the credit strength of mortgage bank and develop action plan for risk mitigations

Functional Expertise and Technical Skills – Knowledge of financial markets and portfolio risk management. Appropriate financial/analytical skills

Bachelor’s degree in business or finance

1-3 years of experience in a financial analyst role preferred

Knowledge of capital markets, including derivatives and/or repo product

Strong analytical, communication, and organizational skills. Attention to detail

Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs, and manages client/business expectations

Manage all US policy requests via Multinational Program Management Platform in coordination with Starr Country underwriter

Handle special projects as assigned and meet required deadlines while fulfilling all other day to day responsibilities.

Strong multitasking and prioritization skills

-Strong written and verbal skills

-Advanced computer skills. Microsoft Word, Excel & PowerPoint

-Minimum 3 years working experience preferred

Risk Analyst, Credit Risk Management

Barclays Bank Delaware seeks Risk Analyst, Credit Risk Management in Wilmington, DE (multiple positions available).

What will you be doing?

Where will you be working?

This position is eligible for incentives pursuant to Barclays Employee Referral Program.

Control bad debt exposure and expenses through direct management of credit terms of new and current customer accounts

4+ years of experience in assessing and evaluating credit

Knowledge of commercial credit and collection laws

Experience in establishing a credit policy that is integrated in the sales process

Experience with using credit reporting tools and services (e.g., D&B, Capital IQ, Credit Suite, Creditsafe)

Experience in meeting short deadlines and driving projects to completion with minimal supervision in a fast-paced, detail-oriented environment

3-5 years of experience underwriting medical risk in the individual and/or small group health market

Working knowledge of the Affordable Care Act

Experience working within the PEO industry

Ability to quickly learn new processes

Ability to work well independently and as part of a team

Thank you for your interest in joining the OneDigital team!

Minimum 5 years of commercial insurance experience at a Company/Agency/Brokerage

Strong technical experience with rating (manual and systems) General Liability, Workers’ Compensation, and Commercial Automobile

Knowledgeable with ISO and NCCI policy forms, endorsements and rating rules

Professional demeanor in language and writing skills

Experience with Microsoft Office, Excel, Word, PDF

CIC, CPCU, AAI, INS or other Industry Designation preferred

Negotiate collateral requirements and restructuring terms as required.

2 years prior customer service experience

Associate/bachelor's degree preferably in finance or criminal justice

1-year prior credit risk experience

You will review and investigate merchant accounts to assess fraud and credit risk exposure.

Resolve merchant inquiries through scheduled calls.

Minimum 2 years of experience in credit risk management or quantitative strategy role

Partner with product, engineering and design teams to execute credit policies, improve operational tooling, and shape the risk management infrastructure

Partner with finance teams to create and maintain risk adjusted returns framework, including loss forecasting

Minimum 2 years of experience using SQL, Python, or R for data retrieval and manipulations

Experience within consumer/corporate/small business cards, payments, lending, or related industries

Excellent written and verbal communication skills

This position can work remote from anywhere within the United States.

Data Analysis - Sources, compiles, and interprets data. Analyzes data for accuracy and efficiencies, effectively communicates analysis output.

Reporting - Produces reports based on data analysis, company trends, and risk factors. Identifies patterns, problems, and areas of improvement.

A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

A clearly defined career framework to help you successfully manage your career

Competitive 401K and employee benefits

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Effective productivity/technology tools and training

Location :- 100 % Remote

1. Large Bank experience as a credit risk analyst, or business risk analyst

1. Experience at Bank formerly, Capital One, or other large banks.

Title :- Senior Credit Risk Analyst

Duration :- Term 6 month min, likelihood to extend

2. Data extraction and analysis using SQL, SAS, Tableau, R

3 to 5 years’ experience in underwriting/accounting concepts, pricing methodologies and/or funding arrangements.

- Experience providing clear and concise written and verbal communications

- Critical thinking, detail oriented and strong analytical skills

Pricing methodologies and/or funding arrangements

Performs underwriting analysis and risk assessment for new small group contracts and accountings

Performs underwriting analysis and risk assessment for new small group contracts and accountings

3 to 5 years’ experience in underwriting/accounting concepts, pricing methodologies and/or funding arrangements.

- Experience providing clear and concise written and verbal communications

- Critical thinking, detail oriented and strong analytical skills

Pricing methodologies and/or funding arrangements

Performs underwriting analysis and risk assessment for new small group contracts and accountings

The job description is detailed below:

Experience working with Energy Trading and Risk Management (ETRM) systems is preferred.

Participate in Clearway's Energy Trading and Risk Management (ETRM) vendor review, selection, implementation, and integration initiative.

If you don't meet 100% of the above qualifications but see yourself contributing, please submit your resume.

Experience working in a financial institution, independent power producer, energy trader or similar enterprise is preferred.

Review forward market price and volatility curves used by the Front Office for transaction and portfolio valuation.

Ensure that counterparty and contract information is recorded accurately in Clearway's system of record in a timely manner.

Required Qualifications, Capabilities, And Skills

Preferred Qualifications, Capabilities, And Skills

Attend client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors

Provide early identification and proactive management of deteriorating credits and other problem situations

Prepare and present annual portfolio review material to senior management

In-depth knowledge of accounting and corporate finance is required

Generate internal deal ratings, maintain applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with internal data generation/management guidelines.

Bachelor’s/University Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, Mathematics or equivalent experience.

Work proactively with Origination, Risk, and other internal constituents to ensure timely execution and internal reporting of new deals, syndication, amendment.

Liaise closely with Private Credit team to accurately maintain comprehensive lists of collateral approvals, pricing adjustments, and advance rate changes.

Provide the Origination team with requested historical asset performance data and other ad hoc requests, maintain various internal databases.

Validate Borrowing Base model for each new deal and subsequent changes.

Minimum Knowledge, Skills, and Abilities required:

Partner with the Product, Marketing Risk capabilities, and Technology teams to develop streamlined customer experience journeys.

Collaborate with key stakeholders and cross-functional partners across the company, including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk, and Compliance/BSA/AML.

4+ years of experience in Data and Analytics

Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences.

Understanding of and experience with risk decision engines and/or payment technology.