Risk Analyst, Credit Risk Management

Risk Analyst, Credit Risk Management
Wilmington, DE

Barclays Bank Delaware

What will you be doing?

Barclays Bank Delaware seeks Risk Analyst, Credit Risk Management in Wilmington, DE (multiple positions available).

1. Analyze and measure exposure to credit risk and perform end-to-end credit strategy and data analytics evaluations of Existing Customer Management (ECM) programs.
2. Mitigate portfolio risk through conducting management techniques and determine account level parameters for considering growth initiatives.
3. Carry out second line oversight role for driving continuous improvement evaluating and mitigating risk.
4. Formulate and conduct analytical exercises to improve business strategies and policies and mitigate transaction and account level portfolio risk.
5. Analyze and optimize credit line strategies, launch and read tests to assess customer spend and revolving behavior, generate long-term yields, and balance customer experience with
risk mitigation.
6. Provide oversight with respect to ECM exposure management strategies for U.S. cards, support First Line of Defense, and recommend changes to optimize program, including line
increases, line decreases, and judgmental reviews.
7. Collaborate with cross-functional teams to monitor portfolio trends and verify, check and challenge assumptions during strategic launch.
8. May telecommute

What we’re looking for:

Employer will accept a Master's degree in Finance, Economics, Statistics, Business or related field and two (2) years of experience in job offered or in a related occupation.

Where will you be working?

You will be working at our Wilmington, Delaware location at 125 S. West Street. Barclays' Wilmington campus includes two beautiful buildings located along the historic Wilmington, DE Riverfront. A glance out our windows reveal a scenic look at the Christiana River, along with a growing riverfront community of luxury apartments, shops, and restaurants. Additionally, the Wilmington train station is a short walk away making travel from New York and Washington, DC convenient. Interested and want to know more about Barclays? Visit home.barclays/who-we-are/ for more details.

Our Values

Everything we do is shaped by the five values of Respect, Integrity, Service, Excellence and Stewardship. Our values inform the foundations of our relationships with customers and clients, but they also shape how we measure and reward the performance of our colleagues. Simply put, success is not just about what you achieve, but about how you achieve it.

Our Diversity

We aim to foster a culture where individuals of all backgrounds feel confident in bringing their whole selves to work, feel included and their talents are nurtured, empowering them to contribute fully to our vision and goals.

It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives, if you have a need for flexibility then please discuss this with the hiring manager.

Our Benefits

Our customers are unique. The same goes for our colleagues. That's why at Barclays we offer a range of benefits, allowing every colleague to choose the best options for their personal circumstances. These include a competitive salary and pension, health care and all the tools, technology and support to help you become the very best you can be. We are proud of our dynamic working options for colleagues. If you have a need for flexibility then please discuss this with us.

This position is eligible for incentives pursuant to Barclays Employee Referral Program.