Remote Farm & Ranch Underwriter, State Auto

This is a ranged posting. Depending on experience, this position can be hired at various underwriting levels. Candidate can sit remotely but will support a PA territory and would need to work Eastern Standard Time hours.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts—at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a State Auto Farm & Ranch Underwriter, you’ll develop, grow and maintain multi-line book of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

• Problem solver: You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification
• Collaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity—sharing best practices and identifying opportunities for continuous improvement
• Clear communicator: You’ll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals
• Conscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines
• Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing accounts with premiums up to $150,000 and growing successful agent and broker relationships and pursuing renewals

• Command of insurance finance and actuarial concepts
• Excellent communication skills

• Experience

  • 3-5+ years of farm or commercial lines underwriting experience
  • Experience with multi-line insurance products

  Skills

  • Analytical, problem-solving capabilities
  • Strong territory management skills
  • Excellent communication skills
  • An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters

  Knowledge

  • Command of insurance finance and actuarial concepts
  • Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
  • Understanding of contract language, including regulatory and policy differences among applicable states
  • Familiarity with continuous improvement processes and tools

  Education

  • A bachelor’s degree in a related field
  • Chartered Property Casual Underwriter or other professional insurance designation preferred
• Chartered Property Casual Underwriter or other professional insurance designation preferred
• Analytical, problem-solving capabilities
• 3-5+ years of farm or commercial lines underwriting experience
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters
• Familiarity with continuous improvement processes and tools
• Understanding of contract language, including regulatory and policy differences among applicable states
• A bachelor’s degree in a related field
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
• Experience with multi-line insurance products
• Strong territory management skills

At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.
Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. For many years running, we have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.