Underwriter - Pet Jobs

If you're passionate about helping a Fortune 100 company drive their strategy forward through innovative product development and advancing strategic partnerships to protect customers (and their pets), then Nationwide's Strategy and Corporate Development Office might be the place for you!

• 3-5 years of experience working as a vet assistant or tech
• Ability to understand veterinary medical terminology
• Strong written and verbal communication skills

Are you interested in pet health, veterinary medicine and the human animal bond? Do you have strong analytical and critical thinking skills and the ability to make well-informed decisions about insurance risk? If so, we want to hear from you!
Nationwide Pet Insurance is looking for a team member with a strong veterinary medical background to join our Medical Review and Underwriting team. As an Underwriter for our pet insurance business, you can make a difference for our customers and their pets. As a member of our team you will join a group of dedicated, positive and passionate associates who strive to offer pet owners peace of mind. We provide excellent work-life balance for our associates, too.

• Conducts policy review audits to ensure compliance with Pet underwriting policies and procedures. Confirms pre-existing conditions were not overlooked, requests additional information as needed. Removes pre-existing conditions when applicable.
• Supports and assists in meeting goals and objectives for underwriting turnaround times
• Analyzes requests for exceptions to underwriting policy and develops rationale to support the decisions made. Consults with management and sales staff regarding issues related to risks, enrollment and renewal of various policy risks.
• Evaluates and rates applications requiring additional evidence of insurability. Determines the need for and authorizes the ordering of clinical information, attending physician reports, claims reports and other necessary information. Protects the confidentiality of all underwriting documentation and information obtained throughout the underwriting process.
• Uses veterinary clinical judgement in accepting, modifying or rejecting risks based on a review of medical reports, claims activity, file information and nature of medical condition. Understands and adheres to rating plans.
• Maintains working knowledge of veterinary underwriting materials, manuals, rules, regulations, reference guides, procedures and practices pertaining to the underwriting of pet insurance. Maintains working knowledge of all underwriting systems to conduct business, provide exceptional customer service to all internal/external customers.
• Contributes to refinement and development of underwriting guidelines, policies, and procedures. May train or communicate with underwriting staff to implement modifications.
• Implements/adheres to underwriting processes. Identifies gaps and makes recommendations for solutions.
• Promotes cooperative working relations in support of underwriting objectives with other functional areas (e.g. sales, Customer Care, Vet Services, Claims, etc...)

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov)Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range.The national salary range for Underwriter - Pet : 42,315.00-85,400.00The expected starting salary range for Underwriter - Pet : 45,800.00 - 68,800.00