Imi Cib - Credit Analyst Cib - New York Branch

Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 14,6 milion of retail customers through a network of 5360 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth. The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North Africa, with approximately 1,000 branches and 7.2 million customers in 12 countries. Intesa Sanpaolo is also present in 25 countries in support of its corporate customers’ cross-border business. It is looking for new qualify profiles who want to face demanding and challenging career path with the following requirements:

Scope and Purpose

Mission: Support the relationship figures in the Corporate Desk of the Branch in activities related to credit proposals.

Functions:

• Assist the Relationship Managers in the activities related to the preparation of loan proposals focusing on the credit investigation phase.

• Support the Relationship Managers in the operational and administrative activities in scope related to the definition of the credit proposal

• Ensure the execution of activities aimed at assigning the internal rating of competence of the International Hub Branch.

The Corporate Analyst in addition to handling the normal flow of transactions will also be assigned when needed to handle complex transactions, for e.g., LBO's, Recapitalizations, Acquisition Financing, customers/companies going through financial difficulties and complex structures

A listing of these responsibilities is presented below:

Collection of Information:

• Annual reports, 10-K, 10-Q, etc.

• Various press articles on company being analyzed

• Information services, i.e. Moody's, S&P, Bloomberg, One Source, Information Memorandum provided by Agent banks, Investment bank analyst reports, numerous financial sources available over the Internet

• Attend bank meetings

Proposal preparation and processing:

• Transaction summary/Company background and in-depth credit analysis on new and existing deals and annual reviews

• Financial projection modeling when required

• Internal spreadsheets

• Internal credit rating

• Upon completion of review by Head of Corporate Desk, forward to the Branch Manager for approval

The salary range for this job offer would be $ 70,000 - $ 90,000

Required Experience

• Minimum two years work experience.

• Must be able to work independently with limited supervision. Ability to work under pressure and within a team oriented environment is also necessary.

Required Qualifications, Skills and Knowledge

• Undergraduate degree is required

• Post graduate degree is desired

• Formal credit training from a major U.S. bank is preferred

• Excellent oral and written communication skills are required

• Ability to construct financial projection models

• Comprehensive knowledge of principles of financial analysis

• Understanding of basic accounting rules and regulations.

• Sound understanding of banking products and U.S. corporate marketplace

Everyone is an asset for our Group and that person could be you! Check out our job opportunities, apply and join our team!