Fraud Analyst Jobs

HTLF is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

HTLF is a diversified financial services company headquartered in Denver, Colorado. We deliver community banking at scale by powering our geographically diverse group of banks with technology, efficiency and strength — giving local decision-making the opportunity and insights to focus on customers and growth. Relationships have been the core of our company since its founding in 1981. We're deeply invested in the communities we serve, and that's why our clients choose us as their banking partners.

What's different about a career at HTLF? We believe our employees and their diverse backgrounds, perspectives and skills are our greatest assets. We wouldn't be HTLF without the people with whom we surround ourselves and empower to enrich the lives of our customers, employees and communities. We're dedicated to making HTLF the best place to work – where your opinions are valued, your feedback and ideas are heard, and your opportunities for personal growth and professional development are endless.

The Fraud Analyst independently reviews and investigates suspected fraudulent activity at Heartland and its member banks. This position will use various monitoring systems and reports to identify suspected fraudulent or suspicious activity. The role will research fraudulent and suspicious activity and take appropriate measures to validate transactions and prevent a loss. All confirmed fraudulent activity will be referred to the Fraud Investigator. In addition, any suspicious activity will be referred to the Financial Intelligence Unit.

Primary & Essential Responsibilities

• Maintains compliance with applicable rules and regulations related to money laundering and other company policies and procedures.
• Acts as a backup to the BSA/AML Analysts.
• Maintains a high level of confidentiality when compiling investigative information and escalating issues.
• Provides member banks and departments guidance on fraud related issues.
• Interacts with member banks and customers to verify suspected fraudulent activity.
• Refers confirmed fraudulent activity to the Fraud Investigator for further review.
• Completes annual e-learning plan, attends external fraud training, and maintains knowledge of current and emerging fraud trends within the financial industry.
• Reviews daily and periodic fraud reports.
• Monitors various fraud monitoring software for fraud alerts.
• Identifies and reports increase in fraud trends to the Fraud Program Manager.

Required Skills & Experience

• Ability to meet deadlines and prioritize deliverables.
• 1-3 years experience in BSA/AML, fraud investigations or related activity.
• Ability to maintain the highest level of confidentiality.
• Experience with AML/Fraud systems, preferred.
• Ability to work remotely with supervision high level of independence.
• 3-5 years of banking experience.
• Strong organizational, analytical, and critical thinking skills.
• Bachelor’s Degree in related field – Business, Accounting, or Criminal Justice.
• Knowledge of Bank Secrecy Act compliance, and various fraud and money laundering typologies.
• Proficiency using Microsoft Office.
• Strong customer service skills.

Occupational Certification

Certified Fraud Examiner (CFE) or Certified AML & Fraud Professional (CAFP), preferred

Scheduled Weekly Hours

40

Time Type

Full time

The Targeted Salary For This Role Is

$49,907.00 - $64,879.00

You may also be offered incentive compensation, and benefits. Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off. Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate.