Credit Analyst - Remote | Wfh

We are a dynamic company looking for a Credit Analyst to join our team and help us maintain credit standards and mitigate credit risk for our portfolio of customer accounts. As a Credit Analyst, you will work closely with our sales group on outstanding deals for adds, replacements, and extensions in our Lease and DCC product lines.
Your analytical skills will come in handy as you review credit reports, Ryder and company history, and perform deep-dive financial analysis, reviewing year-to-year trends, as well as possible interim financial statement reviews. You will also use industry financial benchmark statistics to approve or decline requests from the field for investment and revenue of the deal, as well as customer exposure.
If you love communicating and building professional relationships, then you're the right fit for this role. You will submit executive reviews to senior management and recommend appropriate structure to mitigate risk on high dollar or high-risk customers. You'll also communicate with stop loss, collections, sales, and operations on problem or high-risk accounts by email or conference calls to advise of potential loss.
In addition to that, you will be responsible for evaluating our customer portfolio mix by reviewing customer's credit score and stratification to possibly reassess our credit scorecards. As you work on continual improvement processes with our Cortera Systems, you'll prepare documents and participate in Credit Committee calls on business decisions with the Senior Credit Manager, CFO, and Sales Management.
If you have a Bachelor's degree in Business, Finance Accounting or 7 years equivalent Business work experience and three (3) years or more related work experience, then we would love to hear from you! This is an exciting opportunity to work with a great team and a chance to grow in your career.
We offer comprehensive health and welfare benefits, including medical, prescription, dental, vision, life insurance, and disability insurance options, as well as paid time off for vacation, illness, bereavement, family and parental leave, and a tax-advantaged 401(k) retirement savings plan.
Join our team today and be a driving force behind our company's success!