Collateral Specialist Jobs

Amerant Mortgage is seeking a dedicated and detail-oriented individual to join our team as a Collateral Specialist in the mortgage industry. As a Collateral Specialist, you will be responsible for assisting in the management and organization of mortgage loan collateral documents.

Duties and Responsibilities:

Collateral Documentation Management:

• Creates and maintains electronic and physical files for easy retrieval and reference.
• Assist in the organization, sorting, and maintenance of collateral documents related to mortgage loans.
• Ensures accuracy, completeness, and compliance of all collateral files.
• Performs quality control checks to verify the accuracy and integrity of collateral documents.

Document Indexing and Tracking:

• Retrieve and deliver collateral files as needed for internal and external stakeholders.
• Utilize document management software to track and monitor the status and location of collateral files.
• Accurately index and categorize mortgage documents using established systems.
• Maintain confidentiality and data security protocols when handling sensitive borrower information.

Collateral Exception Resolution:

• Collaborates with internal teams, such as underwriters and loan officers, to resolve collateral-related exceptions or discrepancies.
• Investigates and researches missing or incomplete documents and follow up to obtain the required information.
• Communicates with external vendors, title companies, and government agencies to obtain necessary collateral documentation.

Compliance and Audit Support:

• Participates in training programs to stay updated on industry regulations and best practices.
• Identifies and reports any discrepancies or issues related to collateral documentation promptly.
• Assists in conducting periodic audits to ensure compliance with regulatory guidelines and internal policies.

Minimum Education:

• High school diploma required; associates degree preferred.
• 2+ years in an office environment with previous filing experience.

Technical and/or other Essential knowledge:

• Must be able to lift or move up to 50 lbs.
• Ability to work independently establish, maintain, and grow relationships, proficient communication via phone, email, or other electronic forums.
• Working knowledge of MS Office applications (Excel and Word) Familiarity with mortgage loan documentation is preferred but not required.