Appraisal Analyst Iii Jobs

Description

Primary responsibilities include

The Appraisal Analyst III will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of the Bank’s due diligence, as it pertains to risk exposure on residential real estate. The Appraisal Analyst III performs moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines.

Qualifications

• Annual completion of CE Credits to maintain Certification or License. (If applicable)
• Escalate any quality or service issues and to Collateral Investigation Unit (CIU) or Sr. Management.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
• Analyzes the reasonableness of the appraisals to confirm reported value is supported for financing purposes while evaluating report completion methodology.
• Maintain daily and monthly goals set by Sr. Management.
• Perform evaluation reviews of Conventional and Construction to Permanent (CTP) reports for Owner occupied, Tenant Occupied, Leasehold and all other appraisals of Single Family, Multi-Family, Condos, PUD, Co-ops and CTP with a loan amount of $0 - $99,999,999,00.
• Ensure that all appraisals are reviewed within the established SLA's.

Education, Certifications And/or Other Professional Credentials

• Knowledge of all types of real property, terms, types of ownership in real estate, deeds, mortgages, etc.
• 3+ years of review of residential 1-4 family real estate, on a nationwide basis is preferred to ensure compliance with USPAP and federal regulatory agencies
• Able to multitask with effective and proficient communication skills.
• Extensive knowledge of USPAP (Uniform Standards of Professional Appraisal Practice) and general appraisal techniques and analysis
• Ability to work with a sense of urgency
• State Certified Residential, State Appraisal License and/or DE Underwriting Certification required.
• Familiar with secondary market collateral guidelines
• 5 -10 years recent experience appraising, or underwriting 1-4 family residential real estate and complex appraisal assignments preferred.
• Proficient with Microsoft Word, Excel, Access, PowerPoint, and Outlook.
• Ability to recognize deficiencies in appraisal reports and changes in market trends and conditions.

Hours & Work Schedule

• Work Schedule: Dayshift / 8:30am to 5:00pm
• Hours per Week: 40

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Equal Employment Opportunity

At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.

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