Credit Analyst I Specbnkg Jobs

Prepare spreadsheets and detailed written reports to be presented to management.

Skills / Knowledge - Learns to use professional concepts. Applies company policies and procedures to resolve routine issues.

What Are Our Desired Skills and Capabilities?

Demonstrate good listening, interpersonal and team working skills.

Typically no related experience required

Business and consumer credit and exposure analysis skills.

· Attend customer calls / meetings when appropriate with Relationship Managers.

· Good verbal and written communication skills are a must.

Both on-the-job training and periodic off-site training will be available.

· Preparing financial statement spreads and assisting with maintenance of credit and documentation files.

· Underwriting new loan business, annual reviews, as well as renewals/modifications.

· Majority of work will be commercial in nature (versus consumer).

Monitors and communicates credit concerns to management

Strong written and verbal communication skills required

Experience with Microsoft Office (Outlook, Excel, Teams)

A salary and benefits package that reflects your hard work

Interacts directly with merchants via telephone & email

Analyze merchant accounts to ensure they remain compliant with various regulations

Learn payment channels and their requirements.

Basic knowledge of credit and collections terms, concepts and practices preferred.

Knowledge of email, Microsoft Word and Excel; search functionality and typing required.

Prior experience with CAMS/AS400 and SAP is preferred.

Train on Credit menus within CAMS/AS400, SAP and ON-DEMAND to be able to review customer accounts and check on prior orders.

Use guidelines and criteria to establish credit limits up to $35,000 for customers

Credit analysts have the opportunity to sit in on Credit Committee meetings with members of Sr Management and prepare meeting minutes.

Portfolio Manager and /or Relationship Manager in Commercial Real Estate and Middle Market Lending Teams

Managed Assets Portfolio Manager and/or Relationship Manager

The position requires a bachelor’s degree with concentrations in Finance, Accounting or Economics.

Excellent organizational and writing skills required.

The successful candidate must possess outstanding critical thinking, presentation, and communication skills.

Bachelor’s degree is required, with a major in Accounting, Finance or Economics preferred

1-2 years of experience in commercial credit underwriting or related field, preferred

Strong financial statement analysis and writing skills

Essential duties and responsibilities include the following:

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.

Utilize bank resources available training to develop a competency in core credit fundamentals

Ability to understand GM Financials business, apply knowledge and critical thinking skills in day-to-day problems and solutions

Manage the recourse process by monitoring accounts placed on recourse and escalating them as buybacks when a trigger is breached

Knowledge of consumer credit preferred

Excellent verbal, written and communication skills

0-2 years of relevant experience required

Hybrid model opportunity in Fort Worth, TX: Potential to work 3 days remote and 2 days onsite.

Bachelor’s degree is required, with a major in Accounting, Finance or Economics preferred

1-2 years of experience in commercial credit underwriting or related field, preferred

Strong financial statement analysis and writing skills

Essential duties and responsibilities include the following:

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.

Utilize bank resources available training to develop a competency in core credit fundamentals

Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

Knowledge consumer finance and banking environment

Knowledge of State and Federal regulatory requirements

Knowledge of sales, credit, and funding processes in consumer finance

Knowledge of the retail automobile finance industry

Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance

Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls

Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct

Assist the Credit Review Manager with the distribution of incoming work

Detailed understanding of the auto finance industry, including funding and/or underwriting of originations

Knowledge of Provenir, Auto IMS, SalesForce, CPW and AS/

Understanding of the auto finance industry, including funding and/or underwriting of originations

Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

Knowledge consumer finance and banking environment

Knowledge of State and Federal regulatory requirements

Knowledge of sales, credit, and funding processes in consumer finance

Knowledge of the retail automobile finance industry

Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance

Monitors and reviews reports and works with other Credit colleagues to obtain necessary information to ensure that reporting requirements are met.

Bachelor's Degree Finance, Accounting or Business

Minimum 1 year of credit or financial analysis experience required

Minimum 1 year of experience in a banking or financial services environment required

Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans

Strong analytical, organizational, interpersonal and communication skills