Americredit Sr Credit Analyst I - Zone A

Overview:Responsibilities:

• Ensure all queues are worked to acceptable service levels
• Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance
• Ensure branch office cooperation with other departments to maximize efficiency within the company
• Conform with all company policies and procedures
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Perform outbound telemarketing calls to the dealer customer
• Conduct joint dealer calls with Dealer Relationship Manager (DRM) on an as needed basis
• Perform other duties as assigned
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Analyze credit data to determine the degree of risk involved in extending credit
• Establish and track monthly goals for assigned dealers
• Ensure proper documentation is received on all deals

Qualifications:

• Knowledge of sales, credit, and funding processes in consumer finance
• Knowledge of motor vehicle retail installment documentation
• Knowledge of indirect retail auto financing
• Knowledge of the retail automobile finance industry
• Knowledge of the Company’s credit policies
• Knowledge of State and Federal regulatory requirements
• Knowledge consumer finance and banking environment
• Working knowledge of consumer credit, credit laws, and regulations

• Ability to multi-task
• Negotiation skills
• Ability to work under pressure and make decisions in a fast-paced environment
• Effective communication skills including verbal, written, and presentation
• Customer relations skills
• Strong analytical and problem solving skills
• Sales skills necessary to develop and maintain productive dealer relationships
• Ability to professionally represent GM Financial
• Display commitment to continuous improvement of business
• Innovative thinker with strong ability for strategic vision
• Strong work ethic
• Credit underwriting skills

• High School Diploma or equivalent required

• 2-3 years of underwriting/sales in the automotive industry preferred

• Subject to daily service level requirements
• Subject to loud noise and harsh language from customers
• Must be able to deal with stressful office conditions while troubleshooting problems
• Flexible schedule with possibility of working long hours including weekends/holidays, occasional overtime or split shifts may be required
• Normal office environment subject to stressful situations
• Limited travel may be required to support business needs
• Strong focus on providing quality service to internal and external customers

Salary: The range for this role is: USD $22.55 to $41.68 per hour. At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education. This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits on day one of employment.