Credit Analyst I Jobs

Position Summary:

A Credit Analyst typically has less than two years experience and at the time of hire, may not have been credit-trained at all. A good candidate would include someone with 1-2 years business experience or a recent college graduate with skills adaptable to the position. For a recent college graduate, some business courses, including Accounting, would be beneficial.

Ultimately, a Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; assisting in determining the advisability of granting credit for diversified types of loans; assists loan officers as well as junior credit analysts in writing loan presentations for approval; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services when applicable.

Both on-the-job training and periodic off-site training will be available.

Duties & Responsibilities:

· Preparing financial statement spreads and assisting with maintenance of credit and documentation files.

· Underwriting new loan business, annual reviews, as well as renewals/modifications.

· Majority of work will be commercial in nature (versus consumer).

· Attend customer calls / meetings when appropriate with Relationship Managers.

· Play a role in the loan decision making process.

· Assist with the coordination of loan portfolio reviews, audits and regulatory reviews.

· Assist with oversight of the credit function (reporting, stress testing, covenant testing, credit file maintenance, etc)

Other:

· Good verbal and written communication skills are a must.

· Should have adequate familiarity with MS Word and Excel.

First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ+ can apply to our company for employment opportunities.

Job Type: Full-time

Pay: From $50,000.00 per year

Benefits:

• 401(k)
• Paid time off
• Vision insurance
• Dental insurance
• Health insurance
• 401(k) matching

Schedule:

• Monday to Friday

Work Location: In person