Wealth Management, Private Bank Mortgage Solutions – Mortgage Specialist Analyst

JOB DESCRIPTION

J.P. Morgan Asset & Wealth Management, with client assets of $4.0 trillion, is a global leader in investment and wealth management. Its clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world. The division offers investment management across all major asset classes including equities, fixed income, alternatives, multi-asset and money market funds. For individual investors, the business also provides retirement products and services, brokerage and banking services including trusts and estates, loans, mortgages and deposits.

J.P. Morgan Wealth Management serves clients across the entire wealth spectrum. It includes the Private Bank and select J.P. Morgan Advisors mortgage business, which serve high net worth and ultra-high net worth clients, and Chase Wealth Management, serving mass affluent and affluent clients.

The Mortgage Solutions business is a top 10 Jumbo Mortgage Originator in the US with $65+ billion in outstanding mortgage balances and exclusively serves the clients of the JPMorgan Private Bank and J.P. Morgan Wealth Management businesses.

Job Responsibilities:

• Partner with senior Mortgage Specialists to market and promote JP Morgan’s mortgage solutions platform to JP Morgan banking partners, clients, prospects, and third party centers of influence
• Assist with the underwriting development process, including identifying thorough financial packages for underwriting purposes, proactively identifying solutions for potential underwriting issues, and detailed credit risk analysis
• Joint ownership with senior Mortgage Specialists in advising and delivering residential real estate solutions for JP Morgan Wealth Management Clients
• Respond efficiently and effectively to client and internal inquiries
• Analyze client balance sheets and cash flow to formulate a mortgage solution that meets the client's needs and is consistent with the firm's risk parameters
• Daily proactive management of loan origination process, including: liaising with clients, coordinating with key internal partners, third parties (attorneys, title companies, CPAs, etc.); submission of mortgage applications, completing pricing tools, and coordinating all steps needed for an efficient and timely closing of each deal
• Identify and structure mortgage loan opportunities during conversations with clients, Bankers and/or other integrated team members
• Respond to data quality questions and research/resolve all issues
• Ensuring client needs and expectations are consistently met and/or exceeded
• Serve as a Subject Matter Expert for our clients and internal partners
• Coordinate the application, origination and closing process end-to-end, including receipt of all necessary documentation from clients and/or Bankers

Required Qualifications, Skills & Capabilities:

• Ability to handle a high volume of client and Banker communication and requests for information while multi-tasking
• Strong partnership and relationship building skills to work effectively with internal teams (Bankers, Lending Specialists, Underwriters, etc) and external constituents as needed for each transaction
• Self-motivated and ability to facilitate change
• Proficiency in Microsoft software applications (Excel, Word, Outlook, Teams, PowerPoint)
• Excellent time management and organizational skills; sense of urgency & critical thinking
• Ability to consistently deliver accurate and organized work
• Excellent communication skills (verbal and written)
• Preference for bilingual speakers
• Exemplary professional disposition, presence, punctuality and ownership over professional development
• Minimum of 1-2 years' experience preferred

ABOUT US

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.