Sr. Business Analyst Jobs

At Republic Finance, we are building a leading consumer lending company. In business for more than 70 years, we are proud to be a trusted lender in over 250 communities across the United States! We specialize in providing flexible lending solutions and incomparable customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, Republic Finance is continuously improving our online customer offerings in tandem with opening more branches in new states each year. We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our overall performance makes an impact on our community.

We are seeking a Sr. Business Analyst for our Operations Analytics and Loss Mitigation Strategy team. This is a key role with significant and broad responsibilities and will be a member of a 3-4 person team with substantial opportunity for future growth within the company in concert with driving business expansion. As a team-member responsible for developing recovery strategies that balance growth, risk and profitability, you will be a key thought leader on all collections strategies and decisions and have significant input into all loss mitigation decisions and delinquency performance. You will work closely with operations, Branch managers, and internal/external partners to collaborate on broader strategic initiatives and shape the direction and growth of the overall business in a collaborative dynamic team environment. Come and be a part of our success story! Job responsibilities are as follows:

Responsibilities

• Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity.
• Maintain transparent communication and trust with all key stakeholders.
• Build and maintain a robust economic framework that will serve as the foundation for business decision-making.
• Ensure loss mitigation policy remains compliant with all applicable laws and regulations.
• Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of customer behavior data and sophisticated statistical and financial modeling.
• Develop best-in-class loss mitigation products that provide our consumers solutions while minimizing portfolio risk.
• Establish a robust test and learn environment for continual loss mitigation and collections strategy improvement.

Qualifications

• A robust understanding of the consumer lending business that includes the various facets of a specialty lending operation.
• Strong communication and presentation skills, leadership skills, a high level of initiative, intellectual curiosity and creativity
• Familiarity with loss mitigation and collections strategies, loss forecasting, and/or collections KPI’s
• Familiarity with conducting monthly loan-level and segment-level delinquency forecasts.
• Experience with statistical modeling and forecasting, portfolio P&L simulation, vintage profitability tracking and marginal expansion strategies.
• 1+ years of experience with SQL and/or Python querying required.
• Bachelor’s degree in a STEM major is required, advanced degree is preferred.
• 2-4 years of experience as an analyst in lending originations or loss mitigation.