Software Engineer Ii, Backend - Settlements

Dave is one of the leading US neobanks and a pioneer in financial services, using disruptive technology to provide best in class banking services to millions of members at a fraction of the cost compared to incumbents. The anchor of our banking value proposition, ExtraCash, provides up to $500 of short term, interest free advances to members within minutes of joining. The speed to value, access and pricing of ExtraCash compared to traditional overdraft sets us apart from incumbents and is a key to our strategy to efficiently acquire transacting Dave debit card members.

Our Settlements team at Dave supports ExtraCash, our flagship product that provides members living paycheck to paycheck access to advances of up to $500. The team creates and maintains systems that orchestrate payment strategies for our users, working with both our payment gateway team and our ExtraCash product teams to identify the best ways for our users to pay back their advances.

Dave is looking for a talented and passionate Software Engineer II with a sense of curiosity to help us build smarter, better, and more helpful ways for our users to settle. You will be actively building a backend workflow-based service within a cloud-based ecosystem to move millions of dollars every week. You’ll be working closely with our product team to iteratively create more effective strategies, as well as engineers from both internal and external services integrations to create seamless settlement processes. If you're excited to join a tight-knit collaborative team with a mission of helping others, we'd love to hear from you!

What You'll Do

• Collaborate and pair with other engineers and product regularly, both within the team and with adjacent teams
• Develop a deep technical understanding of short term credit space and how to utilize payment systems
• Design, build, and maintain the code to support the settlement system powering our ExtraCash product used by over 3 million users
• Regularly participate in code reviews and other team functions
• Develop Backend services in Typescript on Kubernetes hosted cloud solutions in GCP
• Provide technical input on team decisions and ask inquisitive questions to drive the team to explore creative options

Technologies we use and teach

• Experience programming in one or more general purpose programming languages, including but not limited to: Java, JavaScript, Python, C/C++ or Go
• Effective communication skills, a positive attitude, and ability to give and receive constructive feedback
• Bachelor’s degree in Computer Science, a related field, or equivalent practical experience
• 3+ Years of Software Engineering Experience with a focus on Backend feature development
• Strong CS fundamentals and problem solving skills

Nice to Haves

• Experience with workflow based services
• Experience with cloud based API systems

Technologies we use and teach

• Spanner
• GCP
• MySQL
• NodeJS
• Kubernetes
• Docker
• Typescript

Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here:

At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii.

A few of our benefits & perks:

• 401(k) savings plan with matching contributions
• Generous paid parental and caregiver leave
• Flexible hours and virtual first work culture with a home office stipend
• Premium Medical, Dental, and Vision Insurance plans
• Flexible PTO and generous company holidays, including Juneteenth and Winter Break
• All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
• Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
• Financial advisor and financial wellness support

Dave, Inc. is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

#BI-Remote

Dave has established a nationally applicable pay program that recognizes that regardless of where Daves choose to live, their time and effort is of equal value to the company. As such we utilize base salary ranges that are intended to be competitive in all markets and do not differentiate pay based on employee work location.