Small Business Loan Underwriter

Responsibilities

• Manage and oversee the loan process from application to closing ensuring the relevance of the loan documentation provided during the loan application, the soundness of the loan decision through the preparation of financial spreads and credit memorandum and the accuracy of the legal documentation at closing.
• Assess credit worthiness and structure loans within established guidelines and expectations.
• Underwrite loans in accordance with Renaissance Loan Policy and Procedures.
• Evaluate application data including financial statements, bank statements, tax returns and business and personal credit reports.

Qualifications

• Hands-on experience interacting with low income individuals and diverse communities.
• Proficient computer skills using Microsoft Office, specifically MS Word and Excel, and Google Documents.
• Precise attention to details, excellent organizational, interpersonal and time management skills.
• Small business and credit fundamentals knowledge/background is a plus
• Flexibility and adaptability in a fluid and rapidly changing environment.
• Bachelor's degree with a concentration in finance or accounting preferred.
• Bilingual skills in Chinese, Korean or Spanish are highly desirable.
• Strong verbal, and written communication ability.