Senior Portfolio Manager - Financial Institutions Group

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Seeking a Senior Portfolio Manager to be on the corporate Financial Institutions Group team in Credit Solutions. Experience in lending to Financial Institutions, particularly non-bank FIs, mortgage companies, and insurance is highly preferred; however, we are open to considering strong candidates with credit experience.

General Function

The Portfolio Manager is key member of the "coverage team", managing transactions and business portfolio tasks. PMs are expected to be intimately involved in in the deal process, making recommendations on appropriate credit structures, pricing, etc. PMs are directly accountable for managing a portfolio of accounts through their review of updated financial statements, proactive monitoring, and interaction with the Credit Analyst. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Essential Duties And Responsibilities

• Collaborates with the Credit Analyst to perform Portfolio management duties such as: Establish and maintain Investor Group on lender Portal, perform Monitoring action and Conduct periodic deal Review and execute decisions to renew or modify deals.
• Review and recommend credit decisions.
• Partners with the Relationship Manager, forming the "coverage team" to: Meet with clients and Participate in business Development calls, Assess prospective client's viability for credit, Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants value collateral.
• A focus on continuous learning to keep up with ever-changing market dynamics.
• Works independently to pitch the most complex deal structures.
• Generate commitment letters.
• Subject-matter-expert, mentor to more junior PMs and Credit Analysts.
• Capture and document credit decisions, conditions, and modifications.
• Accountable for managing a portfolio of accounts.
• Perform final risk rating analysis.
• Communicate directly with clients regarding credit events and actions as needed.
• Leverages expertise to provide partners insights into the Bank's different lines of business and the related economics.
• Responsible for providing business partners credit lending policy interpretation.

Supervisory Responsibilities

Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.

Minimum Knowledge, Skills And Abilities Required

• Professional presence (client-facing).
• Expertise in financial and risk analysis, including financial modeling.
• Normal office environment with little exposure to dust, noise, temperature and the like.
• Some travel required.
• At least 8 years credit analysis and/or loan review experience in Commercial Banking.
• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
• Proficient with technology and ability to learn new applications.
• Highly proficient analytical skills, critical thinking and communication skills.
• Extended viewing of a CRT screen.
• Experience managing an advanced commercial client portfolio with a great deal of complexity.
• Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
• Demonstrated expertise in using effective problem solving.

Senior Portfolio Manager - Financial Institutions Group

LOCATION -- Chicago, Illinois 60606

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.