Junior Loan Officer Jobs

POSITION OVERVIEW:

The Junior Loan Officer is responsible for assisting the Loan Officer with originating, processing, and closing residential mortgage loans.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Employee will additionally utilize his/her knowledge, training and experience to solicit, originate and facilitate the processing and closing of loan products and financing of residential real estate transactions on behalf of the Company’s customers.
• Under supervision of the Loan Officer / Senior Loan Officer, maintains regular contact with the Consumer, referral partners and CMG Mortgage between application and closing to apprise them of the status of the application and gather any additional information as needed; and
• Under supervision of the Loan Officer / Senior Loan Officer, prepares any information requests, such as credit inquiries or address discrepancies, for review and signature by the Consumer.
• Reviews the loan application package taken by Senior Loan Officer for completeness and accuracy;
• Assists the Loan Officer / Senior Loan Officer in assessing the customer’s financial circumstances to determine whether the Consumer and the property qualify for a particular loan
• Assists the Loan Officer / Senior Loan Officer in the collection and analysis of the Consumer’s financial information;
• Under supervision of the Loan Officer / Senior Loan Officer, identifies any missing items from the loan application package which the processor may require when processing the loan application;

SUPERVISORY RESPONSIBILITIES:

Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

• This position requires partial sitting and walking throughout the day.
• Employee must be open to work overtime to complete assigned tasks.
• Standard office environment, equipment and tasks, including work at a computer terminal.
• Heavy computer use.
• Need to be able to multitask, assign priorities, and work under time constraints.

PREFERRED QUALIFICATIONS AND EXPERIENCE

• Must be organized to keep track of inventory
• Proficient in Microsoft Suite, including Outlook, Word, Excel, and PowerPoint
• Good communication skills
• An active NMLS license required
• High level of integrity and confidentiality required
• Ability to work in a fast paced fluid environment
• The ability to handle multiple files in different stages of processing