Full-Time Universal Banker/East Providence, Ri ($21-$26/Hour)

Overview: Responsibilities:

• Provides support for all functions associated with the Teller position, including:
• Consistently adheres to service standards established in the Customer Service Playbook
• Consistently meet monthly performance goals assigned
• Universal Bankers are required to successfully attend Universal Training and become certified to assist customers with all lines of business the bank offers including Business Banking, IRAs, and all Lending product lines

a. Receives checks and cash for deposit, verifies amount, ensures customer has account and examines checks for endorsement. Makes the decision to pay the check within preset dollar limits and HarborOne policies and procedures.
b. Accepts customer loan, mortgage and safe deposit box payments. Posts appropriate payment type (principle vs interest payments).
c. Issues money orders, Treasurer's checks, handles coin machine slips and assesses appropriate fee.
d. Orders daily supply of cash from the vault ensuring drawer is maintained within set cash limits. Counts incoming cash for accuracy.
e. Refer products to existing and new members to assist with branch and individual goals.
f. Maintain teller balancing record in compliance with HarborOne Bank standards.

• Provides support for all functions associated with Customer Service, including:

a. Identify and match customer product needs with HarborOne Bank products and services by using the HarborOne Sales Navigator to interview customers and discover financial needs.
b. Process all new accounts accurately and efficiently in accordance with regulatory and internal control standards.
c. Maintain a thorough understanding of consumer loan products and appropriate procedures for loan applications. Discuss loan product options with customer, prequalify, and prepare appropriate loan documents including denials. May be required to request and analyze credit reports. Complete appropriate paperwork to disburse the loan to the customer.
d. Maintain a thorough knowledge of home equity and mortgage products. Assist customers with the completion of a home equity application. Disburse/ closing home equity loans ensuring all proper documentation is complete and accurate.
e. Maintain a thorough knowledge of business banking products including deposit, lending, cash management, and online banking.
f. Being a key contributor and facilitator of HarborOne’s ITM project and the face of support for our customers across our footprint that are utilizing our Interactive Teller Machines. Qualifications:

• Must be able to successfully complete required training classes.
• Proven ability to consistently demonstrate commitment to creating an exceptional customer experience. Demonstrated enthusiasm with established verbal communication skills to engage customers and encourage meaningful conversations. Must be able to pro-actively engage customers in conversations to identify opportunities, broaden relationships and provide solutions. Ability to respond to present needs as well as anticipate future needs of clients and service accordingly.
• Strong operational proficiency with successful outcomes. Solid Analytical and decision-making skills.
• Ability to multi-task and master competencies in all areas of financial advice including managing money, borrowing money, and investing money. Must be able to self-manage, work independently, and be flexible. Maintain technical and operational proficiency in all aspects of customer engagement including account opening, loan applications, servicing, small business, new technologies, and on-boarding.
• At least 1 year of business or retail experience. Prior experience working in a fast-paced sales, retail, hospitality, or banking environment is beneficial.
• Must be able to work in a team environment and contribute as an individual –demonstrating the ability to support others in the achievement of common goals, as well as self-managing to individual expectations. Prior track record of successful attainment of goals in customer experience and/or business development in prior roles and work experiences.