De Underwriter (Licensed) - Remote | Wfh

Are you ready to embark on a meaningful career journey that combines purpose with rewards? Imagine being a part of a team that assists customers in what might be their most significant financial transaction – buying their homes. Our mission at the company is to simplify complexity with empathy and insight. Through constant innovation, we've become a leader in the mortgage services industry.
We're thrilled to invite you to join us as a DE Underwriter (Licensed). If you're someone who enjoys engaging with both internal and external clients, possesses a thirst for learning and achieving remarkable results, and thrives in a fast-paced environment with tight deadlines, then you're the ideal candidate for us. While prior experience in the mortgage or real estate industry is advantageous, what truly matters is your passion and readiness for a fulfilling career, not just another job.
Your Responsibilities
You'll be the expert responsible for assessing loan assumption applications, ensuring meticulous analysis and sound decision-making.
Dive into detailed financial evaluations of credit, income, and asset qualifications.
Review appraisal and property reports to provide valuable insights.
Maintain compliance with various guidelines and communicate with investors regarding inquiries.
Embrace post-closing review processes and contribute to various underwriting tasks.
Uphold our company's high standards by following underwriting requirements and policies.
Keep up-to-date with ever-changing underwriting guidelines and policies.
Embrace a dynamic work environment by juggling multiple tasks while maintaining precision.
Take ownership of your role and engage with all assigned duties.
Qualifications
A High School Diploma or equivalent is required.
A Bachelor’s degree in business or related field is preferred.
Hold a current FHA DE Underwriter designation/CHUMS ID.
Possess over 5 years of mortgage banking experience specific to underwriting, with a technical background involving FHLMC, FNMA, FHA, VA, or equivalent mortgage products.
Knowledgeable about release of liability, disclosure requirements, and underwriting overlays.
Stay up-to-date with government and conventional guidelines.
Proficiency in BKFS MSP, FNMA/FHLMC online systems, and AllRegs.
Familiarity with Microsoft Office, Outlook, and general PC applications.
Showcase your ability to excel independently in a fast-paced environment, while maintaining accuracy and multitasking efficiently.
Embrace The Flexibility
Experience the freedom of working from home with the company.
Engage in virtual training and supportive environments to ensure your success.
Connect with your team through Teams video chat, forming meaningful relationships.
Benefit from exciting engagement opportunities, such as fitness classes, contests, and interactive seminars.
Who We Are
The company is a premier national provider in mortgage loan subservicing, boasting over 30 years of expertise. We're known for superior customer support and digital innovation, managing over $300 billion in assets. Our affiliation with Fidelity National Financial positions us as a leading player in the real estate and mortgage industries.
Essential Functions
Utilize critical thinking to assess alternative solutions to problems.
Grasp the meaning of written content in work-related documents.
Effectively convey information through speaking and writing.
Actively engage in learning, problem-solving, and decision-making.
Listen attentively to understand others' perspectives.
Share knowledge and instruct others when necessary.
Make informed judgments and decisions.
Manage your time and coordinate with others.
Communicate effectively in writing for diverse audiences.
Solve complex problems by evaluating options and implementing solutions.
Recognize potential issues without necessarily solving them.
Comprehend written information and ideas.
Form general rules or conclusions from pieces of information.
Organize actions according to specific rules or patterns.
Observe details up close.
Understand spoken words and sentences.
Express ideas clearly in speech.
Recognize and understand spoken communication.
Articulate speech for clear communication.
Work Conditions
Enjoy a standard office environment.
Attend and contribute during normal business hours.
Adapt to flexible work hours as required.
Be prepared for overtime when necessary.
Physical Demands
Sit for up to 90% of your work time.
Engage in occasional walking and standing (up to 10% of the time).
Handle occasional lifting, stooping, kneeling, crouching, and reaching.
Equal Opportunity Employer
Employment Type: Full-Time
Salary: $ 40,000.00 179,999.00 Per Year