Compliance Monitoring Analyst | Remote

Who We Are:

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough.”
Looking to join a company that values its people, innovates and expands on its proprietary technology, and is growing at a ridiculous rate?! Apply below!

Who We Need:

The Compliance Monitoring Analyst assists with compliance reports and updating loan files as needed. Duties include, but not limited to, reviewing loans, mailing all state and federal disclosures, notices, and appraisals for non-electronic transactions as well as reviewing loans and loan data to ensure that all requirements for TRID, HMDA Reporting and ECOA requirements are complete and met. This role provides general support to the Compliance Monitoring Manager and may also perform functions of the mailroom, Document Compliance Specialist and Compliance HMDA Specialist teams.

What You Will Do:

• Assist with review of compliance reports and take required action on loans to ensure compliance with the IL Anti-Predatory Lending Database.
• Assist with various daily, weekly and monthly compliance reports to ensure compliance with HMDA, TRID and ECOA.
• Maintain working knowledge of office policies, procedures and regulatory requirements while demonstrating a commitment to professional ethics.
• Perform data analysis, accurate data input and updates into the loan system of record.
• Perform special projects and other duties as assigned by the Compliance Monitoring Manager.
• Assist with review of compliance reports and take required action on loans to ensure compliance with ECOA.
• Complete extensive loan reviews to ensure federal, state and company requirements are met.
• Effectively manages multiple daily demands and competing priorities.
• Review loans in various workflows, including but not limited to, Disclosure Action Review, Manual COC, and Loan Cancellation.
• May review intake, and scan loan documents as well as email and mail required documentation.

What You Need:

• 1+ years experience working within Octane
• Team player with a positive attitude, willing to work in multiple areas, while also have the ability to work independently with a high level of motivation and initiative
• Sound judgment skills essential for making quick decisions within written policy and standard operating procedures.
• Bachelor’s degree in Business Administration or other relevant field, or 4-6 years equivalent work experience.
• Excellent organizational skills, and the ability to prioritize and perform constantly changing tasks in a fast paced environment
• Working knowledge of Google software including Docs, Sheets, and Forms
• Possess excellent listening, verbal, written, and interpersonal skills with keen attention to detail
• Demonstrate responsibilities for multifaceted direction and planning
• At least 2 years knowledge and experience with Cardinal specific systems including, but not limited to, Octane of TILA, ECOA, HMDA, RESPA, and FCRA
• High school diploma or GED

What We Offer:

• Generous paid time off package that also includes all major holidays
• Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more
• Strength, Stability, and Vision
• Octane, our engineered proprietary technology that is transforming the mortgage industry
• 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment
• Great compensation package
• Opportunity for career growth
• A commitment to be a relevant market leader - we are aiming for the top!
• An empowered culture where your ideas are important and your voice matters

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from forty two thousand dollars to fifty five thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.