Senior Credit Officer Jobs

Direct AR and credit risk management experience, preferred experience in advertising industries/agencies;

Propose corresponding system optimization requirements in response to the changes in business development.

Good analytical skills and logical thinking ability, great sense of responsibility, good work habits, and excellent communication and interpersonal skills;

Review business revenue contracts, especially financial terms.

Perform monthly billing process by ensuring timely and accurate invoicing to customers.

Review credit line application forms and perform credit risk assessments in a timely manner

Prepare a written executive summary and present to Credit Department management

Monitor and supervise problem assets including classified loans and present written memorandum/reports to management

Ensure US Regulatory requirements are met with each application

Manage compliance with internal policies, work-flow procedures, regulations, etc

Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred)

Prior experience interacting with US Regulators (Fed, OCC or FDIC) preferred

Presentation of the RPC Opinion to RPC management and to the NYCC.

Contribute to portfolio reviews, preparation of documents for US Risk Committee, audit assessments, loan reviews, or special projects as needed.

Data Quality: verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).

May also be asked to analyze counterparties in different sectors depending on workloads.

Local RPC teams and Front Office teams (USA, Canada, Latam, CIN, GCF, EIG, DAR)

Head Office RPC SCS and Front Office

Salary: $100,000 - $120,000 (dependent on skills, experience, and competencies)

Prior SEO knowledge, or an interest in mastering it

Additional benefits include commuter benefits, phone reimbursement, gym membership discounts, and more

Many roles are eligible for 100% remote or hybrid remote/office work unless otherwise noted.

Focusing on SEO and helpfulness to readers in our guides and reviews

Contributing ideas that strengthening the company's approach to financial product reviews and comparisons

Education: College degree in Finance, Accounting, Business or related field preferred. Intermediate accounting is required.

Recommends credit alternatives and creative ways to structure credits ensuring that transactions are within portfolio risk standards. Authors credit approval report.

What Our Team Members Are Saying

Conduct analysis of the market (customers) and industry (competition, suppliers, and potential new entrants) and management teams.

Bachelor’s Degree. Business, finance, accounting major preferred, other majors with a business minor also acceptable; or equivalent experience.

Detail oriented with effective judgment and time management.

Display detailed knowledge of principals of commercial credit, commercial banking laws, bank policy, cost accounting and, financial analysis.

To provide and maintain reporting requirements on Bank customers’ credit obligations.

Complete Loan Reviews as directed by Lead Loan Review Analyst or Credit Administration Manager.

Interacts regularly with management and department leaders.

To the continued enhancement of RISK Corporate monitoring and anticipation capabilities i.e.:

Strong analytical skills and balanced judgement.

Strong communication skills, both verbal and in writing.

to the continued enhancement of RISK Corporate monitoring and anticipation capabilities i.e.:

Able to influence peers and team.

Experience with Databases and Database Management Tools, Data Mining (Querying).

Internal: Regular interaction with Capital Markets Group, Investment Portfolio Management, Bank Operations Representatives, Financial Accounting and Calling Officers.

Knowledge of global financial markets, banking industry including regulatory environment both existing and emerging issues, NRSRO rating systems, etc.

Intermediate Skills in Microsoft Office Suite of Products including Excel, Word, and PowerPoint.

MBA/MS/BA/BS in Finance, Economics, Accounting or similar field (preferred)

In addition to strong Credit Analysis experience,

Academic qualification / Speciality Essential

- 5+ years of credit experience at a bank and/or a credit rating agency

-Clear written and verbal communication skills

Job Title: Senior Credit Analyst

Presentation of sector trends and drivers, and counterparty market position. Peer comparison.

Detailed presentation of financial statements and financial projections when applicable.

Bachelor's degree in Accounting, Finance or Business or equivalent in specific work experience

Participate in internal credit conversations with senior credit management and in external meetings with clients and prospects.

2-4 years of related experience in the Financial Services, Banking Industry, Credit Analysis, Loan Review, Underwriting or similar background preferred.

Minimum of 3 years of experience as a Credit Analyst I or equivalent role preferred.

Minimum of 3 years of experience in general bank operations and the lending process

Work closely with Portfolio Managers to monitor and manage assigned commercial loan portfolios.