Senior Underwriter Jobs

Overview:

Greater Nevada Mortgage is looking for a Senior Underwriter with a passion for Helping More People Live Greater.

About The Position:

The Senior Underwriter is primarily responsible for analyzing loan files and making decisions within required guidelines. This position will underwrite first and second mortgages. This position must be able to underwrite all products offered by the company.

Who we're looking for:

Before we get into the specific details of this position’s requirements and qualifications, let's focus on the bigger picture of Greater Nevada, and what makes a Greater Nevadan.

At Greater Nevada, our passion is Helping More People Live Greater. When we say "people," we mean every single person who we interact with or could interact with, from our team members to our community members.

To do this, we practice C.A.R.E. with our Values:

• We Inspire One Another, our members, and our communities to re-imagine what Living Greater can be.
• We Stay Trustworthy as we serve our communities.
• We Care Genuinely.
• "Be Bright" rings in our ears as we find custom solutions that meet our members' needs.
• In every moment, we Enjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve.
• We build relationships because we know that we are Greater Together.

These values have guided us to become the largest Nevada-based credit union to touch the lives of more than 87,200 members and thousands upon thousands of people through our community and philanthropic work.

To live by those values, we make a deal with every single one of our team members—the C.A.R.E. Deal. It's a win-win agreement that we shake hands-on at the beginning of our relationship together.

As a Greater Nevadan, that means we make four promises to you:

• Paid time off, including vacation and sick time, 11 annual paid holidays, eight hours of personal leave, and sabbatical leave after seven years of employment
• Paid time to volunteer and make a contribution to the community
• Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents
• Environment - Nobody wants to come to work in a place that's dull and filled with drudgery all day long. So, part of our side of the deal is ensuring you have a great place to work in and great people to work with.
• Employee product and service discounts
• Compensation and Benefits – We offer Greater Pay and Greater Benefits, including:
  • Competitive compensation
  • Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents
  • Health Savings Account contributions
  • Supplemental insurance and life insurance plans
  • Paid time off, including vacation and sick time, 11 annual paid holidays, eight hours of personal leave, and sabbatical leave after seven years of employment
  • Paid time to volunteer and make a contribution to the community
  • Employee product and service discounts
• Health Savings Account contributions
• Supplemental insurance and life insurance plans
• Recognition – We invest time, energy, and resources to find creative, impactful, and fun ways to deliver recognition that fits each Greater Nevadan's successes.
• Advancement – We strive to be a place where you can grow into your next career move, without having to leave the Greater Nevada family. So, we offer extensive training and development opportunities for each employee. Our continuous coaching culture allows for more direct and regular performance feedback and compensation.
• Competitive compensation

Our C.A.R.E. deal goes both ways, so here's how we expect each team member to demonstrate they care:

• Relationship building - We put a lot of emphasis on building strong relationships with members, clients, coworkers, and the communities that we serve. Why? Because those connections enable us to live our passion: Helping More People Live Greater.
• Attitude – We don't expect team members to plaster a fake smile on their faces every day, but we do expect them to bring their best attitude to work and strive for greatness.
• Effectiveness – We ask each Greater Nevadan to be productive, efficient, and successful at the work they do.
• Competence – Greater Nevadans know how to do their job and do it well—or they know how to access the resources they need to accomplish great things.

What You'll Be Doing

• Order mortgage insurance and evaluate results to ensure proper coverage on applicable loans.
• Effectively demonstrate our passion and purpose as a non-profit organization by “Helping More People Live Greater.
• Assist in follow up on needed pre/post-closing documents on files underwritten.
• Perform second reviews for Underwriter training purposes.
• Review all required conditions to ensure they accurately reflect all assets and liabilities and identify potential risks associated with applicants’ financial situations, including their credit scores, debt levels, employment history, and cash flow.
• Assist Sales and Operations with analysis of underwriting results in a timely, clear and accurate manner.
• Review declined files for final disposition signoff. This includes withdrawing prospective files if not credit decisioned.
• Maintain Direct Endorsement (DE) certification to meet FHA/HUD standards.
• Follow guidelines and apply judgment to make timely final decision on all assigned loan files.
• Maintain updated knowledge regarding appraisal, title, and verification requirements for GSE’s, investors, and mortgage insurance companies. This includes non-conforming, jumbos, FHA, USDA, VA, and bond program loans.

Location

• Greater Nevada Mortgage is located in beautiful Northern Nevada

Compensation

• $100,000.00-$150,000.00 per year
• Competitive compensation and Greater Benefits are part of our deal

Preferred Qualifications

Skills

• Solution oriented problem solver
• Experience in mortgage processing/underwriting
• Effective communicator
• Knowledge of mortgage regulatory requirements
• Knowledge of Conventional and Government (FHA/VA/USDA) mortgage guidelines

Competencies

• Sound judgment
• Detail oriented
• Decision quality and timeliness
• Mentoring capability
• Collaborative

Physical Demands

• You may be occasionally required to lift and/or move up to 20 pounds.
• While performing the duties of your job, you may regularly be required to sit and use a keyboard, mouse, multiple monitors, telephone (including repetitive motions with hands, fingers, arms, etc.) for extended periods of time. You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel.

Greater Nevada is an Equal Opportunity Employer

Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.