Rca Professional 7 - Aml

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

The candidate must have the knowledge and leadership capabilities to guide the CCB Business Line (BL) partners in complying with all policies and procedures and applicable government regulations, including but not limited to, the Bank Secrecy Act and other Anti-Money Laundering regulations. The AML Manager must stay abreast and be knowledgeable of all related policies, procedures, and regulations to remain proficient in all job responsibilities. The AML Manager must be able to assess complex regulatory situations and assist business leaders in operationalizing applicable requirements.
The candidate must have the ability to work with internal and external auditors and regulatory examiners by providing full cooperation and timely delivery of requested documentation and information. The AML Manager will provide oversight of BL and operational AML programs and assist with overall compliance for the Enterprise. The candidate will also provide oversight of issue management, reporting and risk assessments.
Essential duties will include but not be limited to:

• Oversight and guidance to assigned area(s) of coverage related to self-identified issues, as well as the management of issues identified by second and third lines of defense and external sources (e.g., regulatory bodies).
• Participate in new business initiatives and make sound recommendations to ensure financial crimes risks are considered and accounted for.
• Strong guidance and credible challenge to senior business leaders and business line partners in driving timely resolution to targeted completion dates for issue milestones and overall resolution plans.
• Provide subject matter/industry expertise regarding inherent risks and associated controls relevant to area(s) of coverage.
• Collaborate across First, Second and Third Line of Defense teams to holistically assess risks and formulate recommendations for effective oversight and controls.
• Conducting ‘deep dives’ and horizontal assessments on higher risk products/services/customer types as appropriate.
• Provide guidance to applicable stakeholders/teams regarding appropriate mitigation strategies for AML/ES risk related to area(s) of coverage.
• Ability to provide strong guidance and credible challenge to senior business leaders in their implementation of financial crimes controls.
• Overseeing the implementation of U.S. Bank’s BSA/AML Program consistent with regulatory expectations and industry practice for assigned area(s) of coverage.
• Oversight and guidance to applicable BLs in the development of effective processes for customer due diligence, periodic review, and enhanced due diligence for higher risk customers.
• Assess/opine/approve financial crimes-related changes to BL procedures/training materials/guidance documents.
• Overseeing and maintaining financial crimes risk assessments for assigned area(s) of coverage and providing guidance for associated action plan.

Basic Qualifications:

• Bachelor's degree, or equivalent work experience
• Typically more than eight years of applicable experience

Preferred Skills/Experience:

• Proven experience of interaction with regulators and auditor.
• Minimum 10 years of experience of financial crimes compliance at a large financial institution, regulatory or law enforcement agency.
• Excellent interpersonal abilities including superior oral and written communication skills with the aptitude to establish credibility and collaborative partnerships with senior business leaders and global compliance partners.
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact CCB, as well as understanding of CCB operations, products/services, systems, and associated risks/controls.
• Minimum 10 years of relevant managerial experience in compliance or related risk management, data analytics or critical thinking positions.
• Advanced degrees (MA, MS, MBA, JD); CAMS certification is favorably considered.
• Expert knowledge of FFIEC Examination Manual relative to AML, KYC, CIP, etc., USA PATRIOT Act, FinCEN guidance, and other industry guidance and best practices.
• Ability to work on a variety of complex issues within a time-sensitive environment and drive results by promoting a strong culture of compliance.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Learn how the way we work at U.S. Bank drives meaningful relationships with our customers and collaboration across the company.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Pregnancy disability and parental leave
• Short-term and long-term disability
• Up to 11 paid holiday opportunities
• Basic term and optional term life insurance
• Adoption assistance
• Healthcare (medical, dental, vision)
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.