Portfolio Manager - Healthcare Finance

The Portfolio Manager is responsible for monitoring and growing Commercial Loan customer relationships, and assisting the Loan Officers with the administration of loan portfolios.

Responsibilities include but are not limited to:

• Monitor and report changes in credit quality.
• Prepare and issue term sheet and commitment letters.
• Adhere and comply with all requirements of watch list and EDD procedures.
• Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file and that proper and complete credit files are on hand.
• Maintain and service assigned portfolios and coordinate the cross sell of other bank products.
• Negotiate to properly structured and priced credit facilities consistent with the bank's credit policies and lending practices.
• Assure that credits are accurately risk rated and credits are properly monitored and reported.
• Provide problem resolution.
• Provide reports of information as required.
• Respond to customer needs in a timely fashion.
• Oversee proper handling of customer transactions such as advances, payments, wire transfer, etc.
• Create and maintain current BSA Information.
• Ensure that lines of credit are renewed in a timely fashion. Obtain customer renewal term agreement and negotiate any differences.
• Maintain close customer contact to ensure continued satisfaction and to follow or anticipate additional financing needs.
• Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Ensure that customer requests with other departments are being properly followed, clearing all service issues.
• Attend loan closings to ensure loans are properly closed.
• Review documentation prepared by legal counsel as to their accuracy meeting all requirements of loan requests.
• Follow past due payments and overdrafts.

Required Skills:

• Good mathematical skills.
• Proficient computer skills using Microsoft Word, Excel and Outlook.
• Ability to manage account relationships
• Good administrative skills.
• Knowledge of credit underwriting, basic accounting and loan documentation.
• Ability to write reports and business correspondence.
• Good personal time management skills.
• Ability to effectively present information and respond to questions.
• Good level of interpersonal and social skills needed to interact with customers.
• Good credit skills.

Required Experience:

• Bachelor's degree with commensurate experience preferred.
• High School Diploma or GED and a minimum of two years' account management or credit underwriting experience. Community and/or industry involvement in territory.