Credit Card Segment Lead

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The role

SoFi’s card business aims to offer competitive and differentiated credit cards to existing members and to consumers in the open market. The credit card business is organized along 4 segments ranging from new to credit to superprime. In this role, you will lead the one of our credit card segments for SoFi.

In the role, you will define the credit card value proposition and pricing for segment. You will work with marketing, credit risk and data science partners to define a targeting strategy that optimizes for customer value, risk and returns.

In your role, you will be accountable for the growth trajectory of the segment and segment profitability.

What you’ll do:

• Own the P&L for the segment
• Monitor competitive activity and competitive offers by channel, and incorporate insights into go-forward strategies
• Build a Test & Learn agenda, in collaboration with cross-functional partners, to optimize product and pricing for your segments. Develop analytical insights from historical testing
• Develop the account management strategies for segment, in collaboration with cross-functional partners
• Analyze segment performance at the portfolio level and by vintage to drive insights and optimization
• Develop and provide regular reporting and business updates on segment performance
• Define and own the value proposition (incl. Product, Rewards, & Pricing), in collaboration with our marketing and product teams
• Work closely with marketing and credit risk partners to develop & refine a targeting strategy (framework, models) that results in profitable and resilient new account originations

What you’ll need:

• Excellent leadership and communication skills
• Well developed analytical skills
• Sound understanding of credit card economics and credit risk dynamics
• 8+ years experience preferred
• Proficiency in SQL/Python preferred
• Quantitative undergraduate degree preferred
• Prior experience running complex credit card analyses desired
• Credit Card segment or product management experience

Compensation And Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.