Credit Administrator Jobs

A Commercial Bank headquarters in downtown Los Angeles is seeking a skilled and detail-oriented Credit Administrator. In this role, you will play a crucial part in supporting the bank's growth objectives by approving or declining commercial and real estate loans. Your expertise in loan structuring and credit analysis will be instrumental in maintaining our credit quality standards. Additionally, you will contribute to loan portfolio risk management and provide guidance to loan officers throughout the loan approval process.

Responsibilities:

• Offer support to loan officers in handling post-loan closing credit issues.
• Utilize financial and credit data to make informed credit decisions within your designated authority.
• Engage with internal and external auditors and regulators to address credit quality and risk management matters.
• Collaborate with loan officers and underwriters to structure commercial and real estate loans, ensuring compliance with bank policies and regulatory requirements.
• Assist in developing comprehensive loan proposals that address the financial needs of clients.
• Evaluate annual credit reviews and proactively manage troubled loans to minimize risk.
• Uphold strict adherence to bank underwriting and credit policies throughout the loan approval process.
• Provide expert guidance and direction to loan officers and underwriters in analyzing complex credit situations.
• Perform any additional duties as assigned or requested.

Requirements:

• Please note that this job description outlines the primary responsibilities of this role but is not exhaustive and may be subject to change as needed.
• Detail-oriented approach with the ability to manage multiple tasks and meet deadlines.
• The Bank offers competitive compensation, benefits, and opportunities for professional development and advancement.
• Proficiency in interpreting financial statements and assessing creditworthiness.
• Solid understanding of commercial and real estate lending principles, loan structuring, and credit analysis.
• Excellent analytical and problem-solving skills to evaluate complex credit situations.
• Effective communication and interpersonal abilities to collaborate with loan officers, underwriters, and stakeholders.
• Credit Administrator and be part of a dynamic and growth-oriented organization.
• Familiarity with relevant software applications and banking systems.
• Experience in loan portfolio management and risk assessment is a plus.
• Strong knowledge of banking regulations and compliance requirements.
• A Bachelor's degree in finance, accounting, or a related field (equivalent experience) will be considered.