Commercial Auto Underwriter, I, Ii, Senior

Job Summary:

The Underwriting Senior Consultant II is responsible for the evaluation of quotes and policies from an underwriting perspective and makes decisions for risk acceptability, pricing, terms and conditions for new business and renewals. In addition, this role has the Authority to approve or decline risks based on established guidelines and within individual authority level.

Key Responsibilities:

• Make decisions on risk acceptability and/or pricing as outlined by the underwriter’s level of authority
• Works with Regional Sales Managers and other Commercial Product Managers and Analysts to accomplish growth and profit objectives
• Performs occasional involvement in Claim coverage disputes or legal matters relating to policy decisions
• Performs risk reviews and upfront underwriting reviews to determine risk acceptability
• Identifies process deficiencies and makes recommendations to appropriate internal partners
• Identifies tactical opportunities for growth by analyzing current procedures and guidelines and offer input into product decisions and automation enhancements
• Generates ideas and recommends changes for all Commercial agents that will enhance our current book of business
• Serves as point of contact for all exceptions (agents, sups, TSM, Pricing, Marketing, Etc. )
• Documents and communicates underwriting guidelines, philosophies, and decisions with Pricing, Marketing, Compliance, etc.
• Maintains significant involvement with underwriting and processing of new business and renewals,
• Mentors and assists with the training of new underwriters and underwriting assistants
• Accountable for education and training of agents on systems, products and rating

Supervisory Responsibilities:

This job does not have supervisory duties

Preferred Qualifications:

Education and Experience

• Bachelor’s degree or equivalent
• 3 or more years of experience, preferably with Products

Certificates, Licenses, Registrations

• None

Functional Skills

• Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
• Effective verbal and written communication skills
• Experience in training large or small groups and/or public speaking
• Must perform well in high-energy, dynamic and team-oriented environments
• Effective organization and time management skills with the ability to work under pressure
• Willingness to pursue Insurance professional designations such as IIC, CPCU, AU and/or ARM

National General prides itself on offering our employees a robust Total Rewards package which includes base salary. The base range offered for the role is: $57,500.00 - $75,000.00 and may vary based on internal equity, and job-related skills, knowledge and experience; among other factors. Other financial components may be added as part of the competitive compensation package, in addition to a full range of benefits, dependent on the level and position offered.

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.

In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.

Job Requirements

About National General Holdings:

National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

National General is a fast paced, dynamic, and entrepreneurial organization. Our team members live by and exemplify what we call the 4Es. At National General, we are Energized, Engaged, Empowered, and we Execute every day in order to provide an exceptional experience for our customers! We are passionate about our organization and the value that we add every day. A successful candidate with National General will embody the 4Es. Our team is poised to outperform the competition. We are National General Insurance and with us you can be extraordinary! Come join our team!

Companies and Partners

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

In addition to a phenomenal career opportunity, National General Insurance offers an excellent benefits package including:

• Career Advancement and Development Opportunities
• Company Paid Holidays & Generous Time-off policy
• Subsidized parking (Cleveland office)
• 401k w/ Company Match
• Paid Training
• Employee Discount Program
• On-site Fitness Center (Cleveland and Dallas offices)
• Wellness Programs
• Life and Short/Long Term Disability Insurance
• On-site Healthcare Clinic (Winston-Salem and Cleveland offices)
• Medical, Dental, Vision benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.

In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.