Central Operations Analyst & Wire Processor

In addition to being a critical member of the bank's Executive Team, the Chief Credit Officer is responsible for the full administration of bank's commercial loan portfolios. A thorough understanding of FDIC and State banking regulations related to CRE and C&I lending is required. Areas of oversight include credit analysis, credit and regulatory lending policies, underwriting standards, procedures and technology systems, enhanced risk management practices, management reporting, maintenance of bank's reserves, and special assets when needed. The role is responsible for approval of credit, oversight of monitoring delinquencies, collections, appraisals, environmental assessments, credit review, risk rating and loan grading functions, as well as the commercial lending servicing department.

Ensures loan/asset origination is of acceptable quality while meeting the Bank's objectives for portfolio growth. Also serves as a member of the Bank's Asset/Liability Management Committee and is responsible for the management of outside professionals (e.g., attorneys, consultants, appraisers, etc.) related to all aspects of the origination and collection of loans and disposition of REO.