Underwriter Iii Jobs

As an Underwriter III working for Taylor Morrison you will be Responsible for the thorough review of in-house loans and pre-submission reviews of externally underwritten loans and ensuring that all loans are underwritten according to agency and investor guidelines. Promotes excellent customer service and related activities, and works with Management, Loan Consultants, Client Coordinators and Closers.

• Responsible for determining and issuing the credit decision of FHA, VA and conventional, conforming including high balance and super conforming mortgage loan applications for conventional loans, and FHA and VA loan limits as published) according to agency and lender guidelines
• Maintain up to date knowledge of all agency and investor underwriting guidelines and credit overlays
• You are willing to perform other duties as assigned
• Provides high quality customer service, including underwriting to the companies service level expectations
• Assess the borrower(s) ability to repay, including validation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions
• Complete reviews of loans that will be underwritten as a prior-approved loans with the company’s investors and providing feedback to Client Coordinators and Loan Consultants

• Dependability/Creativity
• Responsive
• Integrity/Honesty
• High Energy Level
• Self-Starter
• Customer Focused

• Must be highly proficient in reviewing and analyzing all levels of individual and business income tax returns
• Must hold a FHA Direct Endorsement Certification and VA SAR and have a thorough and comprehensive understanding of all FHA, VA, FNMA and FHLMC underwriting guidelines and investor overlays
• Automated underwriting software required
• Bachelor’s degree and minimum 10 years’ of experience in the mortgage/finance industry, and 5-7 years’ underwriting experience
• Possesses comprehensive working knowledge of subject matter

• This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.

• Ability to operate a motor vehicle if applicable
• Comply with company policies and procedure
• Report to Division/Corporate Office/Community daily and adhere to schedule
• Ability to access, input, and retrieve information from a computer and/or electronic device
• Ability to sit or stand for long periods of time and move around work environment as needed
• Ability to have face to face conversations with customers, co-workers and higher level manager

• Must be able to able to remain in a stationary position up to 50% of the time

• Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.

• Health Care - Medical/Dental/Vision/Prescription Drug Coverage
• Flexible Spending Accounts
• Employee Home Purchase Rebate Program
• 401(k) with Company Matching Contributions
• Tuition Reimbursement
• Home Mortgage Program
• Disability Programs
• Competitive Compensation
• Employee Assistance Program (EAP)
• Employee & Dependent Life Insurance
• Vacation & Company Holidays