Sr. Analyst - Data Science

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

About the Senior Analyst role:

Description:

The team supports regional Finance teams, Risk Management, and Marketing teams on all aspects of Loss Provision. Our key responsibilities include: Planning, Forecasting, & Reporting - Build financial forecasts for Net Loss Provision to aid in investment decisions. Communicate monthly results and highlight key drivers of change to better enable long-term planning.  This position will be part of a highly talented team with strong intellectual curiosity. Our team is excited about solving business problems through data and insights.

How will you make an impact in this role?

• Provide thought leadership in development/enhancement of Recoveries Forecasting models as well as strategic business analytics
• Support Provision specifically recoveries Forecasting & Results Analysis of our International Card portfolios, through close partnership with Chief Credit Officers in the regions
• Develop and present key analyses and monthly recoveries results to senior management
• Work cross-functionally on projects across the Risk Finance organization to help AXP meet its long term growth targets

Qualifications:

• Proficiency in SQL, Hive/Yellow Brick required; Python preferred
• TM1, Tableau, Power BI or other visualization tools experience is strongly preferred
• Advanced excel modeling skills and high level of proficiency in PowerPoint are required
• BS/MS in Finance, Mathematics, Statistics or Computer Science
• Previous card/risk management experience and/or 1+ years of work experience preferred.
• Hands-on experience working on financial analytics using large amounts of data

Skills:

• Highly motivated individual with desire to work on ambiguous projects, with the ability to break down and execute on complex ideas
• Be data-driven, outcome-focused and fast learner
• Ability to solve ad-hoc business problems independently and manage multiple priorities and projects while adhering to deadlines
• Strong analytical, organizational, and problem-solving skills with good attention to detail
• Ability to explain complex mathematical concepts

Considerations for sponsorship:

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws,

American Express may provide visa sponsorship for certain positions

Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• 6% Company Match on retirement savings plan
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Bonus incentives
• Career development and training opportunities
• Free and confidential counseling support through our Healthy Minds program
• Competitive base salaries

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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