Mortgage Loan Underwriter - Remote Opportunity

Mortgage Loan Underwriter

Our client is a fast-growing national Lender and looking for a new member to join their team. Using established Conventional, Jumbo and Government underwriting guidelines, the potential employee will evaluate borrower financial and credit information in tandem with property valuations to inform lending decisions. The underwriters work closely with all members of the production team throughout the process to bring loans to closing.

*****Ability to work from a local office or a remote opportunity*****

Responsibilities And Duties

• Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
• Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
• Underwrite and decision agency conforming, jumbo FHA/VA residential mortgage loans.
• Calculate qualifying ratios, determine creditworthiness; provide risk opinions
• Review appraisal reports to identify and resolve any discrepancies.

Qualifications/Requirements

• Categorical understanding of the mortgage lending process
• 4+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
• 4+ years of Underwriting Experience
• Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
• Strong written and verbal communication.
• Ability to handle multiple files simultaneously.
• Always looking for ways to grow into the future.
• Perform well in team environments.
• Ability to carry out requisite loan calculations (DTI, LTV, etc.)
• Must be able to underwrite VA, FHA, Conventional & Jumbo Loans
• Capable of preparing findings reports

Benefits

Offering a full benefit package (health insurance + 401K), and competitive salaries and a upbeat team environment.

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Job Posted by ApplicantPro