Mortgage Loan Originator Jobs

Markets and originates qualified rural residential and lifestyle loans. Develops business development strategies that target potential Association customers and other influencers that may be a source of referrals for qualified residential and lifestyle loans. Maintains effective supervision of loans through sound loan administration to ensure Association position. Markets the Association by being a source of referrals for other lending segments of the Association.

Responsibilities/Duties

1. Develops and implements a marketing plan for promotion of residential and lifestyle loan products that results in meeting Association volume / income goals for this lending segment. Actively performs business development, networking and public relations activities to promote Association products and services.Engages in planned activities designed to stimulate loan demand, expand market penetration and enhance Association name recognition. Participates in community / market area public relations events in an effort to increase exposure in target market. Work with Sales Manager to remain within marketing budget.

2. Ensures loans are originated and administered in a sound, constructive manner and in accordance with Farm Credit System and Association regulations. The accuracy and source of facts utilized to arrive at the loan decision are appropriately explained and documented. Provides complete loan packages and other information necessary in a timely manner to facilitate efficient processing and compliance. Maintains effective supervision of loans to insure Association’s position. Maintain average days < 55 days from application to losing. Average pricing for all loans should yield the maximum gross profit achievable taking into consideration the home loan market conditions/characteristics for the area.

Required Qualifications

EDUCATION: Two years of secondary education and two years related experience preferably in the lending or legal field.

EXPERIENCE: Four years work experience preferably in the lending or legal field.

Preferred Qualifications

• Complete knowledge of Association residential / lifestyle lending loan products
• Performs other duties as assigned
• Skill in networking, generating leads, making sales calls and proposals for new business. Products.
• Provides referrals to other lending segments
• Ability to communicate effectively with various parties to a residential loan transaction
• Knowledge of laws, regulations, principles, procedures and credit practices in the Farm Credit System and the Association with an emphasis on consumer credit.